32288 S 528 Rd, Cookson, OK 74427 Property Records

Cherokee County property record for 32288 S 528 Rd, Cookson, OK 74427

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,136 sqft · built 1955
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Jul 2026)
Tax Bill	$2,536 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0000-11-14N-22E-0-021-00`

Property Details

APN / Parcel Number

Primary APN	`0000-11-14N-22E-0-021-00`
Alternative APN	`537`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,136 sqft Living Area
1st Floor Area	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2022
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	54 sqft
Deck Area	1,386 sqft
Patio Area	27 sqft
Utility Building	400 sqft
Putting Green	Putting Green

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	537
Street Address	32288 S 528 RD
City	COOKSON
State	OK
Zip	74427-2052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T14N R22E S11 BEG SW/C NW NW SW NW E300' FOR BEG N200' E100' S200' W100' TO BEG (.46AC) & BEG SW/C NW NW SW NW E400' FOR POB
Legal Range	22E
Legal Township	14N
Legal Section	11
Jurisdiction	CHEROKEE OK
Township / Civil Division	EAST CHEROKEE
Census Block Group	3
Census Block	3052
Census Tract	978202

Owner

Source: Cherokee County records · APN 0000-11-14N-22E-0-021-00

Assessment roll updated February 20, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	32288 S 528 RD, COOKSON, OK 74427-2052
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 08, 2026	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY
Jun 13, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
Feb 25, 2022	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK
Dec 28, 2021	Deed of Trust, Mortgage FIRST BANK
Dec 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRSTAR BANK NA
Jun 15, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRSTAR BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 08, 2026 · Amount on Record
Deed Sale	Jul 08, 2026 · Amount on Record
Prior Sale	Jun 15, 2018 · Amount on Record
Deed Document Number	20264953
Deed Book / Page	1486 / 605
Prior Transfer Date	Jun 09, 2022
Prior Transfer Doc	001352/697
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE OK
Recording Date	Jul 08, 2026
Property Address	32288 S 528 RD, COOKSON, OK 74427-2052
Document Number	0000004953
Book / Page	1486 / 605
Instrument Date	Jun 30, 2026
Instrument	20264953
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$50,752.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32288 S 528 RD, COOKSON, OK 74427-2052

Mortgage

Document Number	0000004954,
Date	Jul 08, 2026
Instrument	20264954

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.53%
Max Rate	-1%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE OK
Recording Date	Jun 13, 2022
Property Address	32288 S 528 RD, COOKSON, OK 74427-2052
Document Number	001352/697
Book / Page	1352 / 697
Instrument Date	Jun 09, 2022
Instrument	I-2022-005144
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	32288 S 528 RD, COOKSON, OK 74427-2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE OK
Recording Date	Feb 25, 2022
Property Address	32288 S 528 RD, COOKSON, OK 74427-2052
Document Number	001341/153
Book / Page	1341 / 153
Instrument Date	Feb 18, 2022
Instrument	I-2022-001486
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	INFINITY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$459.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13865 S PINE ST, EDMOND, OK 73034-1937

Mortgage

Document Number	I2022001487
Date	Feb 25, 2022
Instrument	I-2022-001487

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE OK
Property Address	32288 S 528 RD, COOKSON, OK 74427-2052
Transaction Type	Mortgage
Record Updated	Jan 14, 2022
Title Company	TITAN TITLE AND CLOSING LLC, TITAN TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001335/865
Date	Dec 28, 2021
Book Page	1335/865
Instrument	I-2021-011563

Lender

Name	FIRST BANK
Type	Bank
Address	FORT SMITH, AR 72916

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Dec 10, 2022

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE OK
Property Address	32288 S 528 RD, COOKSON, OK 74427-2052
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1259/0663
Date	Dec 18, 2019
Book Page	1259/0663
Instrument	2019-008523

Lender

Name	FIRSTAR BANK NA
Type	Bank
Address	FORT SMITH, AR 72903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2035

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE OK
Recording Date	Jun 15, 2018
Property Address	32288 S 528 RD, COOKSON, OK 74427-2052
Document Number	01212/0515
Book / Page	1212 / 0515
Instrument Date	Jun 14, 2018
Instrument	2018-004404
Transaction Type	Transfer
Record Updated	Mar 04, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36688 S 528 RD, COOKSON, OK 74427

Mortgage

Document Number	2018004405
Date	Jun 15, 2018
Instrument	2018-004405

Lender

Name	FIRSTAR BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2048

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated February 20, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cherokee County
Unified School District	Keys Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,536.00	$30,321 (-9.92%) Land $11,000 Building $19,321	$275,646 (-9.92%) Land $100,000 Building $175,646
2024	$2,536.00 (-4.01%)	$33,660 (-) Land $2,574 Building $31,086	$306,000 (-) Land $23,400 Building $282,600
2023	$2,642.00 (+21.42%)	$33,660 (+22.4%) Land $2,574 Building $31,086	$306,000 (+22.4%) Land $23,400 Building $282,600
2022	$2,176.00	$27,500 Land $2,574 Building $24,926	$250,000 Land $23,400 Building $226,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 3, 2009 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	High above 74% of the US · above 41% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Ozarks Electric Cooperative Fiber	2,500 / 2,500

May also be available: Verizon.

Based on FCC filings for 38 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHEROKEE CO. RWD #13 serves 1,640 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

32288 S 528 Rd, Cookson, OK 74427 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on S 528 Rd

Nearby Streets

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