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3227 Rose Arbor Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3227 Rose Arbor Dr, Hernando Beach, FL 34607 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2015
Square Footage1,344 sqft Living Area
Lot Size5,000 sqft (0.115 acres)
OccupancyOwner Occupied
Last Sale$430,000 (2026)
Tax Bill$5,450.00 (2025)

Property Details

APN / Parcel Number

Primary APNR13-223-16-2390-1290-0340
Alternative APNs
  • 00424794
  • 424794

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms5 Rooms
Building Area1,344 sqft Living Area
Gross Area2,776 sqft Gross Area
1st Floor1,344 sqft 1st Floor
Stories2 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,000 sqft (0.115 acres)
Parking Spaces4 Parking Spaces
Garage TypeAttached Garage
Garage Area1,104 sqft Garage

Exterior Amenities

Deck Area160 sqft Deck
Patio Area56 sqft Patio
PorchOpen Porch
Porch Area328 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number00424794
Street Address3227 ROSE ARBOR DR
CityHERNANDO BEACH
StateFL
Zip34607-3428
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHERNANDO BEACH UNIT 14 BLK 129 LOT 34
Legal Range16E
Legal Township23S
Legal Section13
Legal SubdivisionHERNANDO BEACH UNIT 14
Legal Block129
Legal Lot Number34
JurisdictionHERNANDO FL
Minor Civil DivisionHERNANDO BEACH
Census Blockgroup1
Census Block1008
Census Tract41501

Owner

Source: Hernando County records · APN R13-223-16-2390-1290-0340

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3227 ROSE ARBOR DR, HERNANDO BEACH, FL 34607-3428
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 01, 2026Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Jun 13, 2023Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Nov 18, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 01, 2026 · Amount on Record
Deed SaleJul 01, 2026 · Amount on Record
Prior SaleJun 13, 2023 · Amount on Record
Deed Doc Number202644784
Deed Book / Page4730 / 599
Prior Transfer DateJun 19, 2012
Prior Transfer Doc0030051116
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateJul 01, 2026
Property Address3227 ROSE ARBOR DR, HERNANDO BEACH, FL 34607-3428
Document Number0000044784
Book / Page4730 / 599
Instrument DateJun 26, 2026
Instrument202644784
Transaction TypeTransfer
Record UpdatedJul 14, 2026
Title CompanySUNBELT TITLE COMPANY, SUNBELT TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$304,010.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3227 ROSE ARBOR DR, HERNANDO BEACH, FL 34607-3428

Mortgage

Document Number0000044785,
DateJul 01, 2026
Instrument202644785
Lender
NameGUARANTEED RATE AFFINITY LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateJun 13, 2023
Property Address3227 ROSE ARBOR DR, HERNANDO BEACH, FL 34607-3428
Document Number0043071116
Book / Page4307 / 1116
Map ReferenceMB 11 PG 60
Instrument DateJun 08, 2023
Instrument2023035698
Transaction TypeTransfer
Record UpdatedJul 12, 2023
Title CompanySOUTHERN SECURITY TITLE SERVICES, SOUTHERN SECURITY TTL SVCS O

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,325.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address16248 HIBISCUS RD, BROOKSVILLE, FL 34601-4368

Transferred To (Grantee/Buyer)

NameVerified Name
Address3227 ROSE ARBOR DR, HERNANDO BEACH, FL 34607-3428

Mortgage

Document Number0043071118
DateJun 13, 2023
Instrument4307/1118
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHERNANDO FL
Recording DateNov 18, 2020
Property Address3227 ROSE ARBOR DR, HERNANDO BEACH, FL 34607-3428
Document Number0039141279
Book / Page003914 / 001279
Instrument DateNov 12, 2020
Instrument72592
Transaction TypeTransfer
Record UpdatedDec 16, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address3227 ROSE ARBOR DR BEACH ND 58621, BEACH, ND 58621

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,450.00 (+138.51%)$391,374 (+105.93%) Land $53,250 Building $338,124$391,374 (-13.36%) Land $53,250 Building $338,124
2023$190,054 (+3%) Land $190,054
2022$2,285.00 Homeowner's exemption$184,518$451,740 Land $51,250 Building $400,490

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,961 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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