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3209 Rose Arbor Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3209 Rose Arbor Dr, Hernando Beach, FL 34607 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2018
Square Footage1,729 sqft Living Area
Lot Size4,356 sqft (0.1 acres)
Garage1,291 sqft
Last Sale$539,000 (2023)
Tax Bill$6,603.00 (2025)

Property Details

APN / Parcel Number

Primary APNR13-223-16-2390-1290-0310
Alternative APNs
  • 00169613
  • 169613

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms5 Rooms
Building Area1,729 sqft Living Area
1st Floor1,729 sqft 1st Floor
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2018
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area4,356 sqft (0.1 acres)
Parking Spaces5 Parking Spaces
Garage Area1,291 sqft Garage

Exterior Amenities

Deck Area160 sqft Deck
Patio Area184 sqft Patio
Porch1 Porch
Porch Area764 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number00169613
Street Address3209 ROSE ARBOR DR
CityHERNANDO BEACH
StateFL
Zip34607-3428
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHERNANDO BEACH UNIT 14 BLK 129 LOT 31
Legal Range16E
Legal Township23S
Legal Section13
Legal SubdivisionHERNANDO BEACH UNIT 14
Legal Block129
Legal Lot Number31 32
Legal Unit14
JurisdictionHERNANDO FL
Minor Civil DivisionHERNANDO BEACH
Census Blockgroup1
Census Block1008
Census Tract41501

Owner

Source: Hernando County records · APN R13-223-16-2390-1290-0310

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address13681 SUNSET LAKES CIR, WINTER GARDEN, FL 34787-5448
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 13, 2022Warranty Deed, Transfer · Conventional Mortgage
OPEN MORTGAGE LLC
Sep 18, 2020Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Feb 06, 2019Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
NAVY FCU
Jan 04, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
GOLDWATER BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 01, 2023 · Amount on Record
Deed SaleMar 01, 2023 · Amount on Record
Prior SaleApr 13, 2022 · Amount on Record
Deed Doc Number2023012018
Deed Book / Page4271 / 1783
Record RefreshedJun 08, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateMar 01, 2023
Property Address3209 ROSE ARBOR DR, HERNANDO BEACH, FL 34607-3428
Document Number0042711783
Book / Page4271 / 1783
Map ReferenceMB 11 PG 60
Instrument DateFeb 28, 2023
Instrument2023012018
Transaction TypeTransfer
Record UpdatedMar 27, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$3,773.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8110 REYNOLDS DRIVE, BAYONET POINT, FL 34667

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address13681 SUNSET LAKES CIR, WINTER GARDEN, FL 34787-5448

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateApr 13, 2022
Property Address3209 ROSE ARBOR DR, HERNANDO BEACH, FL 34607-3428
Document Number0041550387
Book / Page4155 / 387
Map ReferenceMB 11 PG 60
Instrument DateApr 08, 2022
Instrument2022027991
Transaction TypeTransfer
Record UpdatedNov 10, 2022
Title CompanyAMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,563.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address11078 HEMLOCK WARBLER RD, 11078, WEEKI WACHEE, FL 34614-3544

Transferred To (Grantee/Buyer)

NameVerified Name
Address3209 ROSE ARBOR DR, HERNANDO BEACH, FL 34607-3428

Mortgage

Document Number0004155389
DateApr 13, 2022
Instrument4155/389
Lender
NameOPEN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateSep 18, 2020
Property Address3209 ROSE ARBOR DR, HERNANDO BEACH, FL 34607-3428
Document Number0038890271
Book / Page3889 / 271
Map ReferenceMB 11 PG 60
Instrument DateSep 15, 2020
Instrument2020057645
Transaction TypeTransfer
Record UpdatedDec 07, 2021
Title CompanyAMERICAS TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,380.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address14515 SURREY BND, 14515, SPRING HILL, FL 34609-9516

Transferred To (Grantee/Buyer)

NameVerified Name
Address3209 ROSE ARBOR DR, HERNANDO BEACH, FL 34607-3428

Mortgage

Document Number3889273
DateSep 18, 2020
Instrument3889/273
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateFeb 06, 2019
Property Address3209 ROSE ARBOR DR, HERNANDO BEACH, FL 34607-3428
Document Number0036681136
Book / Page003668 / 001136
Instrument DateFeb 05, 2019
Instrument7740
Transaction TypeTransfer
Record UpdatedMar 07, 2019
Title CompanySOUTHERN SECURITY TITLE SERVICES, SOUTHERN SEC TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,184.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3209 ROSE ARBOR DR HERNANDO BEACH FL 346073428, HERNANDO BEACH, FL 34607-3428

Mortgage

Document Number36681137
DateFeb 06, 2019
Book Page003668/001137
Instrument7741
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueFeb 05, 2049

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateJan 04, 2018
Property Address3209 ROSE ARBOR DR, HERNANDO BEACH, FL 34607-3428
Document Number0035401461
Book / Page3540 / 1461
Map ReferenceMB11 PG60
Instrument DateDec 08, 2017
Instrument2018000772
Transaction TypeTransfer
Record UpdatedDec 07, 2021
Title CompanySOUTHERN SECURITY TITLE SERV

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,939.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3209 ROSE ARBOR DR, HERNANDO BEACH, FL 34607-3428

Mortgage

Document Number2018000773
DateJan 04, 2018
Instrument2018000773
Lender
NameGOLDWATER BANK NA
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2048

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,603.00 (-9.5%)$462,599 (-11.04%) Land $63,450 Building $399,149$462,599 (-11.04%) Land $63,450 Building $399,149
2023$520,017 (+52.46%) Land $65,631 Building $454,386
2022$7,296.00 Homeowner's exemption$341,087$520,017 Land $61,450 Building $458,567

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,961 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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