Hernando County property record for 3215 Rose Arbor Dr, Hernando Beach, FL 34607 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2020 |
| Square Footage | 1,534 sqft Living Area |
| Lot Size | 4,356 sqft (0.1 acres) |
| Last Sale | $495,000 (2025) |
| Tax Bill | $6,258.00 (2025) |
| Primary APN | R13-223-16-2390-1290-0320 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Building Area | 1,534 sqft Living Area |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,356 sqft (0.1 acres) |
| Parking Spaces | 5 Parking Spaces |
| Patio Area | 28 sqft Patio |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 01563150 |
|---|---|
| Street Address | 3215 ROSE ARBOR DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3428 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HERNANDO BEACH UNIT 14 BLK 129 LOT 32 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 13 |
| Legal Subdivision | HERNANDO BEACH UNIT 14 |
| Legal Block | 129 |
| Legal Lot Number | 32 |
| Legal Unit | 14 |
| Jurisdiction | HERNANDO FL |
| Minor Civil Division | HERNANDO BEACH |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 41501 |
Source: Hernando County records · APN R13-223-16-2390-1290-0320
Assessment roll updated October 31, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 11981 SUNCHANCE COURT, BOCA RATON, FL 33498 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 26, 2025 | Special Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Jun 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Nov 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 26, 2025 · Amount on Record |
| Deed Sale | Dec 26, 2025 · Amount on Record |
| Prior Sale | Jun 28, 2023 · Amount on Record |
| Deed Doc Number | 2025088756 |
| Deed Book / Page | 4651 / 700 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Dec 26, 2025 |
| Property Address | 3215 ROSE ARBOR DR, HERNANDO BEACH, FL 34607-3428 |
| Document Number | 0046510700 |
| Book / Page | 4651 / 700 |
| Map Reference | MB 11 PG 60 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 2025088756 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Title Company | DIGITAL TITLE SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,465.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1844 CARRERA DR, CHAMBERSBURG, PA 17202-8448 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 11981 SUNCHANCE COURT, BOCA RATON, FL 33498 |
| Document Number | 0004651702 |
|---|---|
| Date | Dec 26, 2025 |
| Instrument | 4651/702 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 28, 2023 |
| Property Address | 3215 ROSE ARBOR DR, HERNANDO BEACH, FL 34607-3428 |
| Document Number | 0043141646 |
| Book / Page | 4314 / 1646 |
| Map Reference | MB 11 PG 60 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 2023040384 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Title Company | CHAMPION'S TITLE SERVICES LLC, CHAMPIONS TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,780.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14007 CHETTLE WAY, TAMPA, FL 33624-2526 |
| Name | Verified Name |
|---|---|
| Address | 3215 ROSE ARBOR DR, HERNANDO BEACH, FL 34607-3428 |
| Document Number | 0043141648 |
|---|---|
| Date | Jun 28, 2023 |
| Instrument | 4314/1648 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Nov 18, 2020 |
| Property Address | 3215 ROSE ARBOR DR, HERNANDO BEACH, FL 34607-3428 |
| Document Number | 0039140528 |
| Book / Page | 3914 / 528 |
| Map Reference | MB 11 PG 60 |
| Instrument Date | Nov 17, 2020 |
| Instrument | 2020072389 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,502.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14498 PONCE DE LEON BLVD, 14498, BROOKSVILLE, FL 34601-8402 |
| Name | Verified Name |
|---|---|
| Address | 14007 CHETTLE WAY, TAMPA, FL 33624-2526 |
| Document Number | 0003914529 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 3914/529 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,258.00 (-10.46%) | $438,431 (+6.43%) Land $60,750 Building $377,681 | $438,431 (-16.89%) Land $60,750 Building $377,681 |
| 2023 | $411,948 (-13.99%) Land $411,948 | ||
| 2022 | $6,989.00 | $478,965 Land $41,600 Building $437,365 | $527,530 Land $58,750 Building $468,780 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,961 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures