3225 Townsend Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 3225 Townsend Rd, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	0.7 acres (30,522 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,929 (2024)
Deeds & Mortgages	Oct 2023 Mortgage Aug 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13-18-22-100-009`

Property Details

APN / Parcel Number

Primary APN	`13-18-22-100-009`

Exterior

Lot Area	30,522 sqft (0.7 acres)

Location & Zoning

Street Address	3225 TOWNSEND RD
City	PETOSKEY
State	MI
Zip	49770-9103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT RR
Legal Description	COM 813.5 FT S OF NW COR OF SEC, TH N-87-12-E 203.1 FT, S-55-2-E 298.41 FT, N-89-27-E 187.1 FT, N-80-2-E 65.1 FT, S-15-52-W
Legal Range	06W
Legal Township	34N
Legal Section	22
Jurisdiction	EMMET MI
Township / Civil Division	RESORT
Census Block Group	4
Census Block	4018
Census Tract	970600

Owner

3225 Townsend Rd is owned and occupied by two individuals who acquired it in August 2023.

Source: Emmet County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3225 TOWNSEND RD, PETOSKEY, MI 49770-9103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Quit Claim Deed, Transfer · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN
Aug 17, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 17, 2023	Quit Claim Deed, Transfer Quitclaim
Jan 7, 2022	Warranty Deed, Transfer
Nov 22, 2021	Personal Representative Deed, Transfer
Nov 22, 2021	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2023
Deed Sale	Aug 17, 2023
Deed Document Number	20235207110
Deed Book / Page	1254 / 119
Prior Transfer Date	Aug 15, 2023
Prior Transfer Doc	001254/117
Record Updated	Sep 20, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Oct 16, 2023
Property Address	3225 TOWNSEND RD, PETOSKEY, MI 49770-9103
Document Number	001255/453
Book / Page	1255 / 453
Instrument Date	Oct 6, 2023
Instrument	5208443
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3225 TOWNSEND RD, PETOSKEY, MI 49770-9103

Mortgage

Document Number	0005208444
Date	Oct 16, 2023
Instrument	5208444

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	291 Months
Due	Jan 1, 2048

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Aug 17, 2023
Property Address	3225 TOWNSEND RD, PETOSKEY, MI 49770-9103
Document Number	001254/117
Book / Page	1254 / 117
Instrument Date	Aug 15, 2023
Instrument	5207108
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2880 KENYON CIR, BOULDER, CO 80305-6338

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Aug 17, 2023
Property Address	3225 TOWNSEND RD, PETOSKEY, MI 49770-9103
Document Number	001254/119
Book / Page	1254 / 119
Instrument Date	Aug 1, 2023
Instrument	5207110
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3225 TOWNSEND RD, PETOSKEY, MI 49770-9103

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jan 7, 2022
Property Address	3225 TOWNSEND RD, PETOSKEY, MI 49770-9103
Document Number	001240/602
Book / Page	1240 / 602
Instrument Date	Dec 16, 2021
Instrument	5193577
Transaction Type	Transfer
Record Updated	Jan 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2880 KENYON CIR, BOULDER, CO 80305-6338

November 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	EMMET MI
Recording Date	Nov 22, 2021
Property Address	3225 TOWNSEND RD, PETOSKEY, MI 49770-9103
Document Number	1239/264
Book / Page	1239 / 264
Instrument Date	Nov 4, 2021
Instrument	5192225
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3246 REEDS LAKE BLVD SE, GRAND RAPIDS, MI 49506-3182

November 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	EMMET MI
Recording Date	Nov 22, 2021
Property Address	3225 TOWNSEND RD, PETOSKEY, MI 49770-9103
Document Number	1239/265
Book / Page	1239 / 265
Instrument Date	Nov 4, 2021
Instrument	5192226
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3246 REEDS LAKE BLVD SE, GRAND RAPIDS, MI 49506-3182

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Resort Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$518,700 (+37.99%) Land $518,700	$1,037,400 (+37.99%) Land $1,037,400
2025		$375,900 Land $375,900	$751,800 Land $751,800
2024	$3,929.00
2023		$332,100 Land $332,100	$664,200 Land $664,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3225 Townsend Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3225 Townsend Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Townsend Rd

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