3189 Townsend Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 3189 Townsend Rd, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	1.22 acres (53,143 sqft)
Owner	Company Name on Record
Tax Bill	$14,206 (2024)
Deeds & Mortgages	Jan 2019 Refinance Sep 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`13-18-22-100-031`

Property Details

APN / Parcel Number

Primary APN	`13-18-22-100-031`

Exterior

Lot Area	53,143 sqft (1.22 acres)

Location & Zoning

Street Address	3189 TOWNSEND RD
City	PETOSKEY
State	MI
Zip	49770-9103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT RR
Legal Description	PT OF GOV?T LOT 1, SECTION 22, COM AT NW COR OF SD SEC, TH S0?00?39?E 804.88 FT ALG W LN OF SD SEC FOR POB, TH CONT ALG SD
Legal Range	06W
Legal Township	34N
Legal Section	22
Legal Subdivision	S22 T34N R6W
Legal Lot Number	1
Jurisdiction	EMMET MI
Township / Civil Division	RESORT
Census Block Group	4
Census Block	4018
Census Tract	970600

Owner

Source: Emmet County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	682 SUNNINGDALE DR, GROSSE POINTE WOODS, MI 48236-1628
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Sep 11, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2007
Deed Sale	Feb 12, 2007
Prior Sale	Feb 10, 2006 · Amount on Record
Deed Book / Page	1090 / 287
Last Transfer Date	Sep 8, 2017
Transfer Doc	1197/0670
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	3189 TOWNSEND RD, PETOSKEY, MI 49770-9103
Transaction Type	Mortgage
Record Updated	Jan 30, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1209/235
Date	Jan 9, 2019
Book Page	1209/235
Instrument	5162151

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	289 Months
Due	Feb 1, 2043

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EMMET MI
Recording Date	Sep 11, 2017
Property Address	3189 TOWNSEND RD, PETOSKEY, MI 49770-9103
Document Number	1197/0670
Book / Page	1197 / 0670
Instrument Date	Sep 8, 2017
Instrument	5150545
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	682 SUNNINGDALE DR, 682, GROSSE POINTE WOODS, MI 48236-1628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3189 TOWNSEND RD, PETOSKEY, MI 49770-9103

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Resort Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$481,400 (+10.51%) Land $481,400	$962,800 (+10.51%) Land $962,800
2025		$435,600 (+24.42%) Land $435,600	$871,200 (+24.42%) Land $871,200
2024	$14,206.00
2023		$350,100 Land $350,100	$700,200 Land $700,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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