3225 Ray Cir, Auburn, CA 95602 Property Records

Placer County property record for 3225 Ray Cir, Auburn, CA 95602

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,350 sqft · built 1975
Lot Size	2.11 acres (92,347 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Jan 2023)
Tax Bill	$7,079 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`076-264-012-000`

Property Details

APN / Parcel Number

Primary APN	`076-264-012-000`
Alternative APN	`076-264-012`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,350 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	92,347 sqft
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	076-264-012
Street Address	3225 RAY CIR
City	AUBURN
State	CA
Zip	95602-9613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSAGB10
Legal Description	2.12 AC LOT 25 CHRISTIAN VALLEY PARK #4 MOR H-24
Legal Subdivision	CHRISTIAN VALLEY PARK
Legal Lot Number	25
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	1
Census Block	1024
Census Tract	21801

Owner

3225 Ray Cir is owned and occupied by two individuals who bought it in January 2023.

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3225 RAY CIR, AUBURN, CA 95602-9613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 24, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage 2000 WIRE FAMILY REVOCABLE TRUST
Jan 3, 2023	Grant Deed, Transfer · Stand-Alone First Mortgage 2000 WIRE FAMILY TRUST
Feb 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG
Oct 25, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2023 · Amount on File
Deed Sale	Jan 3, 2023 · Amount on File
Prior Sale	Mar 31, 2014 · Amount on File
Deed Document Number	202374
Prior Transfer Date	Feb 3, 2020
Prior Transfer Doc	0000011715
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3225 RAY CIR, AUBURN, CA 95602-9613
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3225 RAY CIR, AUBURN, CA 95602-9613

Mortgage

Document Number	0000085542
Date	Jul 2, 2021
Instrument	2021-0085542

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3225 RAY CIR, AUBURN, CA 95602-9613
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3225 RAY CIR, AUBURN, CA 95602-9613

Mortgage

Document Number	0000003216
Date	Jan 24, 2023
Instrument	2023-0003216

Lender

Name	2000 WIRE FAMILY REVOCABLE TRUST
Type	Private Party
Address	PO BOX 7105, AUBURN, CA 95604

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jan 3, 2023
Property Address	3225 RAY CIR, AUBURN, CA 95602-9613
Document Number	0000000074
Map Reference	MB H PG 24
Instrument Date	Dec 29, 2022
Instrument	2023-0000074
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3225 RAY CIR, AUBURN, CA 95602-9613

Mortgage

Document Number	0000003216
Date	Jan 3, 2023
Instrument	2023-0003216

Lender

Name	2000 WIRE FAMILY TRUST
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3225 RAY CIR, AUBURN, CA 95602-9613
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3225 RAY CIR AUBURN CA 956029613, AUBURN, CA 95602-9613

Mortgage

Document Number	11716
Date	Feb 10, 2020
Instrument	11716

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 9, 2050

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Oct 25, 2017
Property Address	3225 RAY CIR, AUBURN, CA 95602-9613
Document Number	0000083455
Instrument Date	Oct 20, 2017
Instrument	83455
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3225 RAY CIR AUBURN CA 956029613, AUBURN, CA 95602-9613

Tax Assessment & Valuation

The 2025 property tax bill for 3225 Ray Cir was $7,079.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Placer Hills Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$683,417 (-2.25%) Land $175,700 Building $507,717
2025	$7,079.00	$699,149 Land $179,800 Building $519,349
2023	$4,614.00 (+1.83%) Homeowner's exemption	$447,141 Land $117,822 Building $329,319
2022	$4,531.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3225 Ray Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3225 Ray Cir is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHRISTIAN VALLEY PARK CSD serves 1,800 people · EPA ID CA3110034
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	1,500 / 1,500
Optimum Cable	500 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: SmarterBroadband, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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