3175 Ray Cir, Auburn, CA 95602 Property Records

Placer County property record for 3175 Ray Cir, Auburn, CA 95602

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,022 sqft · built 1980
Lot Size	1.81 acres (79,279 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,320 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`076-264-010-000`

Property Details

APN / Parcel Number

Primary APN	`076-264-010-000`
Alternative APN	`076-264-010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,022 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Bungalow
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	79,279 sqft
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Old Parcel Number	076-264-010
Street Address	3175 RAY CIR
City	AUBURN
State	CA
Zip	95602-9613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSAGB10
Legal Description	1.82 AC LOT 27 CHRISTIAN VALLEY PARK #4 MOR H-24
Legal Subdivision	CHRISTIAN VALLEY PARK
Legal Lot Number	27
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	1
Census Block	1006
Census Tract	21801

Owner

Source: Placer County assessment roll, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3175 RAY CIR, AUBURN, CA 95602-9613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Recording Date	Jun 22, 2026
Property Address	3175 RAY CIR, AUBURN, CA 95602-9613
Document Number	0000035956
Instrument Date	Jun 9, 2026
Instrument	202635956
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E RECORDING PARTNERS NETWORK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3175 RAY CIR, AUBURN, CA 95602-9613

Mortgage

Document Number	0000035956,
Date	Jun 22, 2026
Instrument	202635956

Lender

Name	GOLDEN 1 CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.88%
Max Rate	-1%

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Placer Hills Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$339,680 (+2%) Land $78,078 Building $261,602
2025	$3,320.00 (+0.85%) Homeowner's exemption	$333,021 (+4.04%) Land $76,548 Building $256,473
2023	$3,292.00 (+1.86%) Homeowner's exemption	$320,092 Land $73,577 Building $246,515
2022	$3,232.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHRISTIAN VALLEY PARK CSD serves 1,800 people · EPA ID CA3110034
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Radiate Holdings Fiber	1,500 / 1,500
Optimum Communications Cable	500 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: SmarterBroadband, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ray Cir

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