Citrus County property record for 3225 N Clements Ave, Hernando, FL 34442
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,709 sqft · built 2024 |
| Lot Size | 1.49 acres (65,145 sqft) |
| Owner | Individual Name on File |
| Last Sale | $39,500 (Feb 2023) |
| Tax Bill | $2,260 (2025) |
| Deeds & Mortgages | Apr 2025 Line of Credit Jan 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-18-0110-00020-022.0 |
| Primary APN | 19E-18S-18-0110-00020-022.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,709 sqft Living Area |
| Flooring | Concrete/Cement |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 65,145 sqft (1.49 acres) |
| Lot Dimensions | 254 ft deep x 75 ft wide |
| Parking Spaces | 6 Parking Spaces |
| Porch | Open Porch |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Account Number | 2288175 |
|---|---|
| Old Parcel Number | 1818S19E0110000200220 |
| Street Address | 3225 N CLEMENTS AVE |
| City | HERNANDO |
| State | FL |
| Zip | 34442-4750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CRR CENTRAL RIDGE RESIDEN |
| Legal Description | CITRUS HILLS 1ST ADD LT 22 BLK 2 |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 18 |
| Legal Subdivision | CITRUS HILLS 1ST ADD (PB9-73) |
| Legal Block | 2 |
| Legal Lot Number | 22 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 450103 |
Source: Citrus County records · APN 19E-18S-18-0110-00020-022.0
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3225 N CLEMENTS AVE, HERNANDO, FL 34442-4750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2025 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Jan 08, 2025 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Feb 13, 2023 | Warranty Deed, Transfer AMERICAN TITLE COMPANY, AMERICAN TTL SVCS OF CITRUS |
| Mar 01, 2022 | Warranty Deed, Transfer FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 13, 2023 · Amount on Record |
| Deed Sale | Feb 13, 2023 · Amount on Record |
| Prior Sale | Mar 01, 2022 · Amount on Record |
| Deed Document Number | 2023008179 |
| Deed Book / Page | 3354 / 2367 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3225 N CLEMENTS AVE, HERNANDO, FL 34442-4750 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3225 N CLEMENTS AVE, HERNANDO, FL 34442-4750 |
| Document Number | 0035570534 |
|---|---|
| Date | Apr 14, 2025 |
| Book Page | 3557/534 |
| Instrument | 2025022293 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 24, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3225 N CLEMENTS AVE, HERNANDO, FL 34442-4750 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3225 N CLEMENTS AVE, HERNANDO, FL 34442-4750 |
| Document Number | 0035301650 |
|---|---|
| Date | Jan 08, 2025 |
| Book Page | 3530/1650 |
| Instrument | 2025001074 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 13, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Feb 13, 2023 |
| Property Address | 3225 N CLEMENTS AVE, HERNANDO, FL 34442-4750 |
| Document Number | 0033542367 |
| Book / Page | 3354 / 2367 |
| Map Reference | MB 9 PG 73-83 |
| Instrument Date | Feb 06, 2023 |
| Instrument | 2023008179 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TTL SVCS OF CITRUS |
| Amount | Amount Recorded |
|---|---|
| Tax | $276.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1989 S US HIGHWAY 1, FORT PIERCE, FL 34950-5147 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 879, HOMOSASSA SPRINGS, FL 34447-0879 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Mar 01, 2022 |
| Property Address | 3225 N CLEMENTS AVE, HERNANDO, FL 34442-4750 |
| Document Number | 0032580856 |
| Book / Page | 3258 / 856 |
| Map Reference | MB 9 PG 73-83 |
| Instrument Date | Feb 28, 2022 |
| Instrument | 2022014390 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $192.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12551 CARA CARA LOOP, BRADENTON, FL 34212-2949 |
| Name | Verified Name |
|---|---|
| Address | 1989 S US HIGHWAY 1, FORT PIERCE, FL 34950-5147 |
| Investor | Possibly a Property Investor |
Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,260.00 (+469.27%) Homeowner's exemption Additional exemption filed | $313,015 (+1,081.19%) Land $32,000 Building $281,015 | $313,015 (+1,081.19%) Land $32,000 Building $281,015 |
| 2024 | $397.00 (+9.37%) | $26,500 (+10.42%) Land $26,500 | $26,500 (+10.42%) Land $26,500 |
| 2023 | $363.00 (+68.06%) Additional exemption filed | $24,000 (+33.33%) Land $24,000 | $24,000 (+33.33%) Land $24,000 |
| 2022 | $216.00 | $18,000 Land $18,000 | $18,000 Land $18,000 |
Source: FEMA National Flood Hazard Layer as of January 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 58 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ROLLING OAKS SUBDIVISION public/private · serves 11,572 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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