3164 N Clements Ave, Hernando, FL 34442 Property Records

Citrus County property record for 3164 N Clements Ave, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,661 sqft · built 2023
Lot Size	0.958 acres (41,755 sqft)
Owner	Individual Name on Record
Last Sale	$27,000 (Feb 2022)
Tax Bill	$3,877 (2025)
Deeds & Mortgages	May 2022 Construction Loan Feb 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0110-00100-002.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00100-002.0`
Alternative APNs	`1818S19E0110001000020` `2289708`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,661 sqft Living Area
Flooring	Concrete/Cement

Exterior

Year Built	Built 2023
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	41,755 sqft (0.958 acres)
Lot Dimensions	245 ft deep x 176 ft wide
Parking Spaces	9 Parking Spaces
Porch	Open Porch
Patio Area	175 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2289708
Old Parcel Number	1818S19E0110001000020
Street Address	3164 N CLEMENTS AVE
City	HERNANDO
State	FL
Zip	34442-4744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CRR CENTRAL RIDGE RESIDEN
Legal Description	CITRUS HILLS 1ST ADD PB 9 PG 73 LT 2 BLK 10
Legal Range	19E
Legal Township	18S
Legal Section	18
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	10
Legal Lot Number	2
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1022
Census Tract	450103

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3164 N CLEMENTS AVE, HERNANDO, FL 34442-4744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Construction Mortgage MIDFLORIDA CU
Feb 14, 2022	Warranty Deed, Transfer AMERICAN TITLE COMPANY, AMERICAN TTL SVCS OF CITRUS
Jun 5, 2020	Warranty Deed, Transfer COMPASS LAND AND TITLE, COMPASS TITLE
May 30, 2017	Warranty Deed, Transfer MANATEE TITLE COMPANY INC, MANATEE TITLE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2022 · Amount on Record
Deed Sale	Feb 14, 2022 · Amount on Record
Prior Sale	Jun 5, 2020 · Amount on Record
Deed Document Number	2022010390
Deed Book / Page	3253 / 1320
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	3164 N CLEMENTS AVE, HERNANDO, FL 34442-4744
Transaction Type	Mortgage
Record Updated	Jun 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 AVENUE Z 6F, 6F, BROOKLYN, NY 11223-6165

Mortgage

Document Number	0032841327
Date	May 16, 2022
Book Page	3284/1327
Instrument	2022035345

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jun 1, 2053

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Feb 14, 2022
Property Address	3164 N CLEMENTS AVE, HERNANDO, FL 34442-4744
Document Number	0032531320
Book / Page	3253 / 1320
Map Reference	MB 9 PG 73-83
Instrument Date	Feb 10, 2022
Instrument	2022010390
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN TTL SVCS OF CITRUS

Transaction

Amount	Amount Recorded
Tax	$189.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2442 SW LOQUAT RD, 2442, PORT ST LUCIE, FL 34953-2652

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4406 E AMSTERDAM ST, INVERNESS, FL 34453-3500

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jun 5, 2020
Property Address	3164 N CLEMENTS AVE, HERNANDO, FL 34442-4744
Document Number	0030650717
Book / Page	003065 / 000717
Instrument Date	May 15, 2020
Instrument	28818
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	COMPASS LAND AND TITLE, COMPASS TITLE

Transaction

Amount	Amount Recorded
Tax	$77.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2442 SW LOQUAT RD PORT ST LUCIE FL 349532652, PORT ST LUCIE, FL 34953-2652
Investor	Possibly a Property Investor

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	May 30, 2017
Property Address	3164 N CLEMENTS AVE, HERNANDO, FL 34442-4744
Document Number	0028312263
Book / Page	002831 / 002263
Instrument Date	May 24, 2017
Instrument	25190
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	MANATEE TITLE COMPANY INC, MANATEE TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$49.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8318 N CREEK WAY CITRUS SPRINGS FL 344346100, CITRUS SPRINGS, FL 34434-6100

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,877.00 (-2.42%) Homeowner's exemption Additional exemption filed	$288,670 (-3.07%) Land $32,000 Building $256,670	$288,670 (-3.07%) Land $32,000 Building $256,670
2024	$3,973.00 (+994.49%) Homeowner's exemption Additional exemption filed	$297,804 (+1,140.85%) Land $26,500 Building $271,304	$297,804 (+1,140.85%) Land $26,500 Building $271,304
2023	$363.00 (+58.52%) Additional exemption filed	$24,000 (+33.33%) Land $24,000	$24,000 (+33.33%) Land $24,000
2022	$229.00	$18,000 Land $18,000	$18,000 Land $18,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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