3220 N Clements Ave, Hernando, FL 34442 Property Records

Citrus County property record for 3220 N Clements Ave, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,304 sqft · built 1986
Lot Size	1.84 acres (80,430 sqft)
Owner	Company Name on File
Last Sale	$189,000 (Jul 2020)
Tax Bill	$3,416 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0110-00100-0010`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00100-0010`
Alternative APNs	`1818S19E0110001000010` `2289694`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,304 sqft Living Area
Gross Area	2,075 sqft
1st Floor Area	1,304 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1991
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	80,430 sqft (1.84 acres)
Lot Dimensions	247 ft deep x 225 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Screened Aluminum Porch
Porch Area	536 sqft
Patio Area	102 sqft
Utility Building	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2289694
Street Address	3220 N CLEMENTS AVE
City	HERNANDO
State	FL
Zip	34442-4744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CRR
Legal Description	CITRUS HILLS 1ST ADD PB 9 PG 71 LOT 1 BLK 10
Legal Range	19E
Legal Township	18S
Legal Section	18
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	10
Legal Lot Number	1
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1022
Census Tract	450103

Owner

3220 N Clements Ave is owned by a company that bought it in July 2020.

Source: Citrus County records, as of April 13, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 640284, BEVERLY HILLS, FL 34464-0284
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2020 · Amount on File
Deed Sale	Jul 23, 2020 · Amount on File
Prior Sale	Nov 29, 2012 · Amount on File
Deed Document Number	202037985
Deed Book / Page	3077 / 996
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jul 23, 2020
Property Address	3220 N CLEMENTS AVE, HERNANDO, FL 34442-4744
Document Number	0030770996
Book / Page	003077 / 000996
Instrument Date	Jul 21, 2020
Instrument	37985
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	LAND TITLE/CITRUS COUNTY INC, LAND TITLE/CITRUS CNTY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,323.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 640284 BEVERLY HILLS FL 344640284, BEVERLY HILLS, FL 34464-0284

Mortgage

Document Number	30770997
Date	Jul 23, 2020
Book Page	003077/000997
Instrument	37986

Lender

Name	MARK & KAREN WILSON
Address	3220 N CLEMENTS AVE, HERNANDO, FL 34442-4744
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2050

Interest

Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 3220 N Clements Ave was $3,416, up 7.3% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,416.00 (+7.29%)	$228,331 (+0.49%) Land $48,000 Building $180,331	$228,331 (+0.49%) Land $48,000 Building $180,331
2024	$3,184.00 (+6.49%)	$227,225 (+5.1%) Land $39,750 Building $187,475	$227,225 (+5.1%) Land $39,750 Building $187,475
2023	$2,990.00 (+17.72%)	$216,198 (+22.43%) Land $36,000 Building $180,198	$216,198 (+22.43%) Land $36,000 Building $180,198
2022	$2,540.00	$176,582 Land $27,000 Building $149,582	$176,582 Land $27,000 Building $149,582

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3220 N Clements Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3220 N Clements Ave is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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