3199 Ocean Blvd, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 3199 Ocean Blvd, Cayucos, CA 93430

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,086 sqft · built 1979
Lot Size	0.055 acres (2,391 sqft)
Owner	Company Name on Record
Last Sale	$929,000 (Jul 2019)
Tax Bill	$10,638 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`064-411-041`

Property Details

APN / Parcel Number

Primary APN	`064-411-041`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,086 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Wood
Lot Area	2,391 sqft (0.055 acres)
Terrain	Above Road/Slope
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	3199 OCEAN BLVD
City	CAYUCOS
State	CA
Zip	93430-1823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	MORRO STR U 3 BL 53 LT 1
Legal Subdivision	MORRO STRAND 03
Legal Block	53
Legal Lot Number	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2017
Census Tract	10504

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1740 HAWKINS DR, LOS ALTOS, CA 94024-5800
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Commercial Mortgage TANG FAMILY TRUST
Jul 10, 2019	Grant Deed, Transfer · Conventional Mortgage LENDINGONE
Jan 18, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Aug 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST FED'L BK/KANSAS CITY
Jul 19, 2017	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2019 · Amount on Record
Deed Sale	Jul 10, 2019 · Amount on Record
Prior Sale	Aug 15, 2002 · Amount on Record
Deed Document Number	201926869
Prior Transfer Date	Jul 22, 2002
Prior Transfer Doc	0000066744
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	3199 OCEAN BLVD, CAYUCOS, CA 93430-1823
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1740 HAWKINS DR, LOS ALTOS, CA 94024-5800

Mortgage

Document Number	0000004122
Date	Jan 27, 2022
Instrument	2022004122

Lender

Name	TANG FAMILY TRUST
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 10, 2019
Property Address	3199 OCEAN BLVD, CAYUCOS, CA 93430-1823
Document Number	0000026869
Instrument Date	Jun 25, 2019
Instrument	26869
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,021.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1740 HAWKINS DR LOS ALTOS CA 940245800, LOS ALTOS, CA 94024-5800

Mortgage

Document Number	26870
Date	Jul 10, 2019
Instrument	26870

Lender

Name	LENDINGONE
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	3199 OCEAN BLVD, CAYUCOS, CA 93430-1823
Document Number	0000018433
Instrument Date	Jan 18, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3199 OCEAN BLVD CAYUCOS CA 934301823, CAYUCOS, CA 93430-1823

Mortgage

Document Number	0000018433
Date	May 17, 2019
Instrument	18433

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 16, 2059

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	3199 OCEAN BLVD, CAYUCOS, CA 93430-1823
Document Number	0000033779
Instrument Date	Aug 8, 2018
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3199 OCEAN BLVD CAYUCOS CA 934301823, CAYUCOS, CA 93430-1823

Mortgage

Document Number	0000033779
Date	Aug 15, 2018
Instrument	33779

Lender

Name	FIRST FED'L BK/KANSAS CITY
Address	KANSAS CITY, MO 64120

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 14, 2033

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	3199 OCEAN BLVD, CAYUCOS, CA 93430-1823
Document Number	0000035134
Instrument Date	Jul 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3199 OCEAN BLVD CAYUCOS CA 934301823, CAYUCOS, CA 93430-1823

Mortgage

Document Number	0000035134
Date	Aug 8, 2017
Instrument	35134

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 7, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,036,311 (+2%) Land $613,533 Building $422,778
2025	$10,638.00 (+0.81%)	$1,015,992 (+4.04%) Land $601,503 Building $414,489
2024	$10,553.00 (+1.09%)
2023	$10,439.00 (+1.71%)	$976,542 Land $578,147 Building $398,395
2022	$10,263.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	10 (1983–2016)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Jan 2016 · other causes
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SLOCSA #10A - CAYUCOS serves 1,200 people · EPA ID CA4010901
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Oct 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Ranch Wifi.

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