Osceola County property record for 3223 Bayview Ln, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2002 |
| Square Footage | 2,696 sqft Heated Area |
| Lot Size | 9,453 sqft (0.217 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $325,000 (2020) |
| Tax Bill | $2,897.00 (2025) |
| Primary APN | 88206 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,696 sqft Heated Area |
| Gross Area | 3,632 sqft Gross Area |
| 1st Floor | 2,695 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,453 sqft (0.217 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 462 sqft Garage |
| Porch | Open Porch |
| Porch Area | 473 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 88206 |
|---|---|
| Street Address | 3223 BAYVIEW LN |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8574 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SAWGRASS UNIT 3A PB 12 PGS 37-38 LOT 160 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 26 |
| Legal Subdivision | SAWGRASS UNIT 3A |
| Legal Tract | 628 |
| Legal Block | 1 |
| Legal Lot Number | 160 |
| Legal Unit | 3A |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 43304 |
Source: Osceola County records · APN 88206
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3223 BAYVIEW LN, SAINT CLOUD, FL 34772-8574 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Aug 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Apr 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 11, 2020 · Amount on Record |
| Deed Sale | Aug 11, 2020 · Amount on Record |
| Prior Sale | Sep 29, 2006 · Amount on Record |
| Deed Doc Number | 0057721533 |
| Deed Book / Page | 4827 / 0176 |
| Prior Transfer Date | Aug 14, 2015 |
| Prior Transfer Doc | 2015122254 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3223 BAYVIEW LN, SAINT CLOUD, FL 34772-8574 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0057721534 |
|---|---|
| Date | Aug 11, 2020 |
| Book Page | 5772/1534 |
| Instrument | 2020105698 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3223 BAYVIEW LN, SAINT CLOUD, FL 34772-8574 |
| Document Number | 0055101018 |
| Instrument Date | Apr 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3223 BAYVIEW LN ST CLOUD FL 347728574, ST CLOUD, FL 34772-8574 |
| Document Number | 0055101018 |
|---|---|
| Date | Apr 22, 2019 |
| Book Page | 005510/001018 |
| Instrument | 49941 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 21, 2034 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,897.00 (-56.57%) Homeowner's exemption | $204,739 (-51.25%) | $448,300 (+6.74%) Land $75,000 Building $373,300 |
| 2023 | $6,670.00 (+15.04%) | $420,000 (+26.2%) Land $65,000 Building $355,000 | $420,000 (+26.2%) Land $65,000 Building $355,000 |
| 2022 | $5,798.00 | $332,800 Land $60,000 Building $272,800 | $332,800 Land $60,000 Building $272,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 11% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,449 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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