3215 Bayview Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3215 Bayview Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,697 sqft · built 2003
Lot Size0.276 acres (12,066 sqft)
OwnerIndividual Name on File
Last Sale$425,000 (Aug 2024)
Tax Bill$5,599 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN88210

Property Details

APN / Parcel Number

Primary APN88210
Alternative APN
  • 262630062800011640

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,697 sqft Heated Area
Gross Area2,392 sqft
1st Floor Area1,697 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,066 sqft (0.276 acres)
Garage TypeFinished
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area338 sqft
PorchOpen Porch
Porch Area295 sqft
Deck Area366 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number88210
Street Address3215 BAYVIEW LN
CitySAINT CLOUD
StateFL
Zip34772-8574
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAWGRASS UNIT 3A PB 12 PG 37-38 LOT 164
Legal Range30E
Legal Township26S
Legal Section26
Legal SubdivisionSAWGRASS UNIT 3A
Legal Tract628
Legal Block1
Legal Lot Number164
Legal Unit3A
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2001
Census Tract43304

Owner

Source: Osceola County records · APN 88210

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3215 BAYVIEW LN, SAINT CLOUD, FL 34772-8574
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 09, 2024 · Amount on Record
Deed SaleAug 09, 2024 · Amount on Record
Prior SaleOct 17, 2016 · Amount on Record
Deed Document Number2024104197
Deed Book / Page6648 / 246
Record UpdatedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3215 BAYVIEW LN, SAINT CLOUD, FL 34772-8574
Transaction TypeMortgage
Record UpdatedSep 08, 2022
Title CompanyMORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3215 BAYVIEW LN, SAINT CLOUD, FL 34772-8574

Mortgage

Document Number0062742419
DateAug 25, 2022
Book Page6274/2419
Instrument2022130152
Lender
NameFAIRWINDS CU
TypeCredit Union
AddressORLANDO, FL 32826
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 23, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,599.00 (+73.77%) Homeowner's exemption$355,700 (+49.05%) Land $75,000 Building $280,700$355,700 (+9.65%) Land $75,000 Building $280,700
2023$3,222.00 (+12.38%) Homeowner's exemption$238,650 (+16.15%)$324,400 (+23.58%) Land $65,000 Building $259,400
2022$2,867.00 Homeowner's exemption$205,474$262,500 Land $60,000 Building $202,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 35% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 2,041 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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