3213 Bayview Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3213 Bayview Ln, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,766 sqft · built 2001
Lot Size	0.251 acres (10,933 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Jul 2023)
Tax Bill	$5,509 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-26-30-0628-0001-1650`

Property Details

APN / Parcel Number

Primary APN	`26-26-30-0628-0001-1650`
Alternative APNs	`263026062800011650` `88211`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,766 sqft Living Area
Gross Area	2,695 sqft
1st Floor Area	1,766 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,933 sqft (0.251 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	425 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3213 BAYVIEW LN
City	SAINT CLOUD
State	FL
Zip	34772-8574
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	SAWGRASS UNIT 3A PB 12 PGS 37-38 LOT 165
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	SAWGRASS UNIT 3A
Legal Tract	628
Legal Block	1650
Legal Lot Number	165
Legal Unit	3A
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2001
Census Tract	43304

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3213 BAYVIEW LN, SAINT CLOUD, FL 34772-8574
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jul 27, 2023	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 27, 2023 · Amount on Record
Deed Sale	Jul 27, 2023 · Amount on Record
Prior Sale	Sep 20, 2005 · Amount on Record
Deed Document Number	202397103
Deed Book / Page	6447 / 1108
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	Apr 13, 2026
Property Address	3213 BAYVIEW LN, SAINT CLOUD, FL 34772-8574
Document Number	0000048615
Book / Page	6954 / 555
Instrument Date	Mar 19, 2026
Instrument	202648615
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3213 BAYVIEW LN, SAINT CLOUD, FL 34772-8574

Mortgage

Document Number	0000048615,
Date	Apr 13, 2026
Book Page	6954/555
Instrument	202648615

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Apr 1, 2055

Interest

Rate	6.01%
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 27, 2023
Property Address	3213 BAYVIEW LN, SAINT CLOUD, FL 34772-8574
Document Number	0064471108
Book / Page	6447 / 1108
Map Reference	MB 12 PG 37
Instrument Date	Jul 7, 2023
Instrument	2023097103
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,765.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3213 BAYVIEW LN, SAINT CLOUD, FL 34772-8574

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3213 BAYVIEW LN, SAINT CLOUD, FL 34772-8574

Mortgage

Document Number	0064471110
Date	Jul 27, 2023
Instrument	6447/1110

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,509.00 (+3.42%)	$350,683 (+171.39%)	$353,300 (+9.65%) Land $75,000 Building $278,300
2024	$5,327.00 (+239.73%)
2023	$1,568.00 (+4.46%) Homeowner's exemption	$129,219 (+3%)	$322,200 (+24.93%) Land $65,000 Building $257,200
2022	$1,501.00 Homeowner's exemption	$125,456	$257,900 Land $60,000 Building $197,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Lumen Technologies.

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