3222 Cobblestone Ct, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 3222 Cobblestone Ct, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,068 sqft · built 2002
Lot Size	0.724 acres (31,525 sqft)
Owner	2 Individual Names on File
Last Sale	$429,500 (Apr 2010)
Tax Bill	$8,524 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8914-15-201-018`

Property Details

APN / Parcel Number

Primary APN	`8914-15-201-018`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,068 sqft Living Area
1st Floor Area	2,068 sqft
Basement Area	2,068 sqft
Finished Basement	1,500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	31,525 sqft (0.724 acres)
Lot Dimensions	145 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	857 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	306 sqft
Deck Area	238 sqft
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3222 COBBLESTONE CT
City	CEDAR FALLS
State	IA
Zip	50613-7136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEXINGTON HEIGHTS LOT 16
Legal Range	14W
Legal Township	89N
Legal Section	15
Legal Subdivision	LEXINGTON HEIGHTS
Legal Lot Number	16
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	1
Census Block	1010
Census Tract	2605

Owner

3222 Cobblestone Ct is owned and occupied by two individuals who bought it in April 2010.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3222 COBBLESTONE CT, CEDAR FALLS, IA 50613-7136
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2010 · Amount on File
Deed Sale	Apr 19, 2010 · Amount on File
Deed Document Number	201019358
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3222 COBBLESTONE CT, CEDAR FALLS, IA 50613-7136
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3222 COBBLESTONE CT, CEDAR FALLS, IA 50613-7136

Mortgage

Document Number	202100013697
Date	Dec 30, 2020
Instrument	202100013697

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 29, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3222 Cobblestone Ct was $8,524 with a homeowner's exemption, up 7.5% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,524.00 (+7.49%) Homeowner's exemption	$578,790 Land $89,510 Building $489,280	$578,790 Land $89,510 Building $489,280
2024	$7,930.00
2023		$503,080 (+14.01%) Land $89,510 Building $413,570	$503,080 Land $89,510 Building $413,570
2022	$7,982.00 Homeowner's exemption	$441,260 Land $89,510 Building $351,750
2021			$441,260 Land $89,510 Building $351,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3222 Cobblestone Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3222 Cobblestone Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20