Black Hawk County property record for 3122 Cobblestone Ct, Cedar Falls, IA 50613
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,587 sqft · built 2001 |
| Lot Size | 0.613 acres (26,690 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $639,000 (Aug 2025) |
| Tax Bill | $8,486 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage Mar 2020 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8914-15-201-020 |
| Primary APN | 8914-15-201-020 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,587 sqft Living Area |
| 1st Floor Area | 733 sqft |
| Basement Area | 1,253 sqft |
| Finished Basement | 890 sqft |
| Unfinished Basement | 1,253 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 26,690 sqft (0.613 acres) |
| Lot Dimensions | 170 ft deep x 157 ft wide |
| Garage Type | Attached |
| Garage Area | 838 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 512 sqft |
| Deck Area | 316 sqft |
| Patio Area | 316 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3122 COBBLESTONE CT |
|---|---|
| City | CEDAR FALLS |
| State | IA |
| Zip | 50613-7125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEXINGTON HEIGHTS LOT 18 |
| Legal Range | 14W |
| Legal Township | 89N |
| Legal Section | 15 |
| Legal Subdivision | LEXINGTON HEIGHTS |
| Legal Lot Number | 18 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR FALLS |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 2605 |
3122 Cobblestone Ct is owner-occupied and held in a trust since August 2025.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3122 COBBLESTONE CT, CEDAR FALLS, IA 50613-7125 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2018 | Deed of Trust, Mortgage VERIDIAN CREDIT UNION |
| Mar 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| Jul 27, 2023 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Sep 12, 2023 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Jul 29, 2025 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK |
| Dec 29, 2025 | Intrafamily Transfer, Transfer |
| Aug 19, 2025 | Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| Sep 29, 2023 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2025 · Amount on File |
| Deed Sale | Aug 19, 2025 · Amount on File |
| Prior Sale | Sep 29, 2024 · Amount on File |
| Deed Document Number | 202512126 |
| Prior Transfer Date | Feb 4, 2011 |
| Prior Transfer Doc | 2011016908 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 3122 COBBLESTONE CT, CEDAR FALLS, IA 50613-7125 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201900005032 |
|---|---|
| Date | Sep 25, 2018 |
| Instrument | 201900005032 |
| Name | VERIDIAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 352 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 3122 COBBLESTONE CT, CEDAR FALLS, IA 50613-7125 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Title Company | TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 202000016612 |
|---|---|
| Date | Mar 26, 2020 |
| Instrument | 202000016612 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 3122 COBBLESTONE CT, CEDAR FALLS, IA 50613-7125 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3122 COBBLESTONE CT, CEDAR FALLS, IA 50613-7125 |
| Document Number | 202400001206 |
|---|---|
| Date | Jul 27, 2023 |
| Instrument | 202400001206 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 3122 COBBLESTONE CT, CEDAR FALLS, IA 50613-7125 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3122 COBBLESTONE CT, CEDAR FALLS, IA 50613-7125 |
| Document Number | 202400003608 |
|---|---|
| Date | Sep 12, 2023 |
| Instrument | 202400003608 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 11, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 3122 COBBLESTONE CT, CEDAR FALLS, IA 50613-7125 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202510872 |
|---|---|
| Date | Jul 29, 2025 |
| Instrument | 2025-10872 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | 1400 18TH ST, SPIRIT LAKE, IA 51360 |
| Type | Line of Credit |
|---|---|
| Term | 12 Months |
| Due | Jun 30, 2026 |
| Change Frequency | Monthly |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Dec 29, 2025 |
| Property Address | 3122 COBBLESTONE CT, CEDAR FALLS, IA 50613-7125 |
| Document Number | 0202518957 |
| Instrument Date | Dec 22, 2025 |
| Instrument | 2025-18957 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3122 COBBLESTONE CT, CEDAR FALLS, IA 50613-7125 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Aug 19, 2025 |
| Property Address | 3122 COBBLESTONE CT, CEDAR FALLS, IA 50613-7125 |
| Document Number | 0202512126 |
| Instrument Date | Jul 31, 2025 |
| Instrument | 2025-12126 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,021.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3122 COBBLESTONE CT, CEDAR FALLS, IA 50613-7125 |
| Document Number | 0202512127 |
|---|---|
| Date | Aug 19, 2025 |
| Instrument | 2025-12127 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Sep 29, 2023 |
| Property Address | 3122 COBBLESTONE CT, CEDAR FALLS, IA 50613-7125 |
| Document Number | 202400004427 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 202400004427 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2026 |
| Title Company | TITLE SERVICES CORPORATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $951.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3122 COBBLESTONE CT, CEDAR FALLS, IA 50613-7125 |
| Document Number | 202400004428 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 202400004428 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
The 2025 property tax bill for 3122 Cobblestone Ct was $8,486 with a homeowner's exemption, up 4.6% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Cedar Falls City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,486.00 (+4.64%) Homeowner's exemption | $576,170 Land $87,370 Building $488,800 | $576,170 Land $87,370 Building $488,800 |
| 2024 | $8,110.00 | ||
| 2023 | $517,000 (+12.31%) Land $87,370 Building $429,630 | $517,000 Land $87,370 Building $429,630 | |
| 2022 | $8,498.00 | $460,350 Land $87,370 Building $372,980 | |
| 2021 | $460,350 Land $87,370 Building $372,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3122 Cobblestone Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3122 Cobblestone Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Falls Utilities Fiber | 10,000 / 10,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures