Black Hawk County property record for 3019 Cobblestone Ct, Cedar Falls, IA 50613
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 1,865 sqft · built 2003 |
| Lot Size | 0.626 acres (27,270 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $8,576 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Jul 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8914-15-201-016 |
| Primary APN | 8914-15-201-016 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 5 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,865 sqft Living Area |
| 1st Floor Area | 1,865 sqft |
| Basement Area | 1,865 sqft |
| Finished Basement | 1,525 sqft |
| Unfinished Basement | 1,865 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 27,270 sqft (0.626 acres) |
| Lot Dimensions | 198 ft deep x 180 ft wide |
| Garage Type | Attached |
| Garage Area | 909 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 71 sqft |
| Deck Area | 443 sqft |
| Patio Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3019 COBBLESTONE CT |
|---|---|
| City | CEDAR FALLS |
| State | IA |
| Zip | 50613-7123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEXINGTON HEIGHTS LOT 11 |
| Legal Range | 14W |
| Legal Township | 89N |
| Legal Section | 15 |
| Legal Subdivision | LEXINGTON HEIGHTS |
| Legal Lot Number | 11 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR FALLS |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 2605 |
3019 Cobblestone Ct is owner-occupied and held in a trust since December 2020.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3019 COBBLESTONE CT, CEDAR FALLS, IA 50613-7123 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2022 | Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK |
| Jul 27, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jan 7, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 29, 2020 |
| Transfer Doc | 0000014263 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 3019 COBBLESTONE CT, CEDAR FALLS, IA 50613-7123 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200017568 |
|---|---|
| Date | Mar 4, 2022 |
| Instrument | 202200017568 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IA 50701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 25, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 3019 COBBLESTONE CT, CEDAR FALLS, IA 50613-7123 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201800001522 |
|---|---|
| Date | Jul 27, 2017 |
| Instrument | 2018-00001522 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | WATERLOO, IA 50701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jan 7, 2021 |
| Property Address | 3019 COBBLESTONE CT, CEDAR FALLS, IA 50613-7123 |
| Document Number | 202100014263 |
| Instrument Date | Dec 29, 2020 |
| Instrument | 202100014263 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3411 MIDWAY DR, CEDAR FALLS, IA 50613-6056 |
The 2025 property tax bill for 3019 Cobblestone Ct was $8,576 with a homeowner's exemption, up 4.6% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Cedar Falls City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,576.00 (+4.56%) Homeowner's exemption | $582,190 Land $91,570 Building $490,620 | $582,190 Land $91,570 Building $490,620 |
| 2024 | $8,202.00 | ||
| 2023 | $519,890 (+14.05%) Land $91,570 Building $428,320 | $519,890 Land $91,570 Building $428,320 | |
| 2022 | $8,252.00 Homeowner's exemption | $455,860 Land $91,570 Building $364,290 | |
| 2021 | $455,860 Land $91,570 Building $364,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3019 Cobblestone Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3019 Cobblestone Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Falls Utilities Fiber | 10,000 / 10,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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