3221 Terrapin Ct, Murfreesboro, TN 37128 Property Records

Rutherford County property record for 3221 Terrapin Ct, Murfreesboro, TN 37128

Property Summary

Property Type	Townhouse
Details	1,360 sqft · built 2007
Owner	2 Individual Names on File
Last Sale	$279,900 (May 2026)
Tax Bill	$1,653 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`101J-F-048.01-C-102`

Property Details

APN / Parcel Number

Primary APN	`101J-F-048.01-C-102`
Alternative APNs	`101J F 04801` `R0098136`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,360 sqft Living Area
1st Floor Area	660 sqft
Upper Floors Area	700 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Porch	Slab
Patio Area	170 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0098136
Street Address	3221 TERRAPIN CT
City	MURFREESBORO
State	TN
Zip	37128-8251
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	UNIT 102 THE VILLAS AT EVERGREEN FARMS PH 1 PB 31 PG 74 SPLIT OFF 101-10 FOR 08
Legal Subdivision	THE VILLAS AT EVERGREEN FARMS PH 1
Legal Block	1
Legal Lot Number	102
Legal Unit	102
Jurisdiction	RUTHERFORD TN
Township / Civil Division	13
Census Block Group	1
Census Block	1025
Census Tract	40909

Owner

Source: Rutherford County assessment roll, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3221 TERRAPIN CT, MURFREESBORO, TN 37128-8251
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Line of Credit REDSTONE FCU
May 26, 2026	Warranty Deed, Transfer · FHA Mortgage FIRST NATIONAL BANK/MIDDLE TN
Feb 3, 2021	Intrafamily Transfer, Transfer
Mar 26, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST NB OF MIDDLE TENNESSEE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Prior Sale	Mar 26, 2020 · Amount on Record
Deed Document Number	20262650620
Deed Book / Page	2647 / 1951
Prior Transfer Date	Jan 28, 2021
Prior Transfer Doc	RB20322944
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3221 TERRAPIN CT, MURFREESBORO, TN 37128-8251
Transaction Type	Mortgage
Record Updated	Jun 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020562629
Date	Mar 24, 2021
Book Page	2056/2629
Instrument	2349278

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	May 26, 2026
Property Address	3221 TERRAPIN CT, MURFREESBORO, TN 37128-8251
Document Number	0002650620
Book / Page	2647 / 1951
Instrument Date	May 20, 2026
Instrument	20262650620
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	HOMERUN TITLE, HOMEFRONT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$104,598.63
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3221 TERRAPIN CT, MURFREESBORO, TN 37128-8251

Mortgage

Document Number	0000050621,
Date	May 26, 2026
Instrument	202650621

Lender

Name	FIRST NATIONAL BANK/MIDDLE TN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RUTHERFORD TN
Recording Date	Feb 3, 2021
Property Address	3221 TERRAPIN CT, MURFREESBORO, TN 37128-8251
Document Number	20322944
Book / Page	2032 / 2944
Map Reference	MB 31 PG 74
Instrument Date	Jan 28, 2021
Instrument	2337703
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3221 TERRAPIN CT, MURFREESBORO, TN 37128-8251

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Mar 26, 2020
Property Address	3221 TERRAPIN CT, MURFREESBORO, TN 37128-8251
Document Number	0018822898
Book / Page	1882 / 2898
Map Reference	MB 31 PG 74
Instrument Date	Mar 23, 2020
Instrument	2265350
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	LAWYERS LAND & TTL SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$712.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3221 TERRAPIN CT, MURFREESBORO, TN 37128-8251

Mortgage

Document Number	0018822901
Date	Mar 26, 2020
Instrument	1882/2901

Lender

Name	FIRST NB OF MIDDLE TENNESSEE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,500 (+15.53%) Land $3,125 Building $64,375	$270,000 (+15.53%) Land $12,500 Building $257,500
2025	$1,653.00	$58,425 (-) Land $3,125 Building $55,300
2023	$1,653.00	$58,425 Land $3,125 Building $55,300	$233,700 (-) Land $12,500 Building $221,200
2022			$233,700 Land $12,500 Building $221,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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