3217 Terrapin Ct, Murfreesboro, TN 37128 Property Records

Rutherford County property record for 3217 Terrapin Ct, Murfreesboro, TN 37128

Property Summary

Property Type	Townhouse
Details	1,360 sqft · built 2007
Owner	Individual Name on Record
Last Sale	$199,900 (Sep 2020)
Tax Bill	$1,653 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`101J-F-048.01-C-104`

Property Details

APN / Parcel Number

Primary APN	`101J-F-048.01-C-104`
Alternative APNs	`101J F 04801` `R0098138`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,360 sqft Living Area
1st Floor Area	660 sqft
Upper Floors Area	700 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Porch	Slab
Patio Area	170 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0098138
Street Address	3217 TERRAPIN CT
City	MURFREESBORO
State	TN
Zip	37128-8251
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	UNIT 104 THE VILLAS AT EVERGREEN FARMS PH 1 PB 31 PG 74 SPLIT OFF 101-10 FOR 08
Legal Subdivision	THE VILLAS AT EVERGREEN FARMS PH 1
Legal Block	1
Legal Lot Number	104
Legal Unit	104
Jurisdiction	RUTHERFORD TN
Township / Civil Division	13
Census Block Group	1
Census Block	1025
Census Tract	40909

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3217 TERRAPIN CT, MURFREESBORO, TN 37128-8251
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Warranty Deed, Transfer · FHA Mortgage ACOPIA LLC
Jun 1, 2019	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC
May 22, 2018	Warranty Deed, Transfer · FHA Mortgage ACOPIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2020 · Amount on Record
Deed Sale	Sep 1, 2020 · Amount on Record
Prior Sale	May 22, 2018 · Amount on Record
Deed Document Number	20202300491
Deed Book / Page	1955 / 3052
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Sep 1, 2020
Property Address	3217 TERRAPIN CT, MURFREESBORO, TN 37128-8251
Document Number	0019553052
Book / Page	1955 / 3052
Map Reference	MB 31 GPO 74
Instrument Date	Aug 27, 2020
Instrument	2300491
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	RUDY TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$739.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 TERRAPIN CT, MURFREESBORO, TN 37128-8251

Mortgage

Document Number	0019553055
Date	Sep 1, 2020
Instrument	1955/3055

Lender

Name	ACOPIA LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3217 TERRAPIN CT, MURFREESBORO, TN 37128-8251
Document Number	RB17803777
Instrument Date	Jun 1, 2019
Transaction Type	Mortgage
Record Updated	Jul 2, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 TERRAPIN CT MURFREESBORO TN 371288251, MURFREESBORO, TN 37128-8251

Mortgage

Document Number	RB17803777
Date	Jun 11, 2019
Book Page	001780/003777
Instrument	2210508

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	May 22, 2018
Property Address	3217 TERRAPIN CT, MURFREESBORO, TN 37128-8251
Document Number	RB16753739
Book / Page	001675 / 003739
Instrument Date	May 17, 2018
Instrument	2147117
Transaction Type	Transfer
Record Updated	Jun 8, 2018
Title Company	RUDY TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$592.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 TERRAPIN CT MURFREESBORO TN 371288251, MURFREESBORO, TN 37128-8251

Mortgage

Document Number	RB16753741
Date	May 22, 2018
Book Page	001675/003741
Instrument	2147118

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2048

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,500 (+15.53%) Land $3,125 Building $64,375	$270,000 (+15.53%) Land $12,500 Building $257,500
2025	$1,653.00	$58,425 (-) Land $3,125 Building $55,300
2023	$1,653.00	$58,425 Land $3,125 Building $55,300	$233,700 (-) Land $12,500 Building $221,200
2022			$233,700 Land $12,500 Building $221,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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