3215 Terrapin Ct, Murfreesboro, TN 37128 Property Records

Rutherford County property record for 3215 Terrapin Ct, Murfreesboro, TN 37128

Property Summary

Property Type	Townhouse
Details	1,260 sqft · built 2007
Owner	Individual Name on Record
Last Sale	$103,700 (Jul 2013)
Tax Bill	$1,613 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`101J-F-048.01-C-105`

Property Details

APN / Parcel Number

Primary APN	`101J-F-048.01-C-105`
Alternative APNs	`101J F 04801` `R0098139`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,260 sqft Living Area
1st Floor Area	620 sqft
Upper Floors Area	640 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Porch	Slab
Patio Area	170 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0098139
Street Address	3215 TERRAPIN CT
City	MURFREESBORO
State	TN
Zip	37128-8251
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	UNIT 105 THE VILLAS AT EVERGREEN FARMS PH 1 PB 31 PG 74 SPLIT OFF OF
Legal Subdivision	THE VILLAS AT EVERGREEN FARMS PH 1
Legal Block	1
Legal Lot Number	105
Legal Unit	105
Jurisdiction	RUTHERFORD TN
Township / Civil Division	13
Census Block Group	1
Census Block	1025
Census Tract	40909

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3215 TERRAPIN CT, MURFREESBORO, TN 37128-8251
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD
Apr 1, 2019	Warranty Deed, Transfer · Conventional with PMI LEGACY MUTUAL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2013 · Amount on Record
Deed Sale	Jul 17, 2013 · Amount on Record
Prior Sale	Jul 26, 2011 · Amount on Record
Deed Book / Page	1234 / 2990
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3215 TERRAPIN CT, MURFREESBORO, TN 37128-8251
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20292329
Date	Jan 28, 2021
Book Page	2029/2329
Instrument	2336208

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Address	SAN ANTONIO, TX 78231

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Apr 1, 2019
Property Address	3215 TERRAPIN CT, MURFREESBORO, TN 37128-8251
Document Number	RB17601019
Book / Page	001760 / 001019
Instrument Date	Mar 29, 2019
Instrument	2198275
Transaction Type	Transfer
Record Updated	Apr 12, 2019
Title Company	PREMIER LAND TITLE ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$653.05
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3215 TERRAPIN CT MURFREESBORO TN 371288251, MURFREESBORO, TN 37128-8251

Mortgage

Document Number	RB17601021
Date	Apr 1, 2019
Book Page	001760/001021
Instrument	2198276

Lender

Name	LEGACY MUTUAL MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78231

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2049

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,050 (+15.78%) Land $3,125 Building $62,925	$264,200 (+15.78%) Land $12,500 Building $251,700
2025	$1,613.00	$57,050 (-) Land $3,125 Building $53,925
2023	$1,613.00	$57,050 Land $3,125 Building $53,925	$228,200 (-) Land $12,500 Building $215,700
2022			$228,200 Land $12,500 Building $215,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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