3221 N 450 E, Bluffton, IN 46714 Property Records

Wells County property record for 3221 N 450 E, Bluffton, IN 46714

Property Summary

Property Type	Mobile Home
Details	3 bd · 3 ba · 2,128 sqft · built 2002
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,512 (2025)
Deeds & Mortgages	Aug 2026 Transfer Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-05-14-400-004.000-010`

Property Details

APN / Parcel Number

Primary APN	`90-05-14-400-004.000-010`
Alternative APNs	`00001579286` `0050319903`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,128 sqft Living Area
1st Floor Area	2,128 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Mobile Home
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Garage Type	Detached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	144 sqft
Lean-To	261 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001579286
Street Address	3221 N 450 E
City	BLUFFTON
State	IN
Zip	46714-9212
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	14-27-12 2A N 295.16' OF W 295.16' S/2 SE
Jurisdiction	WELLS IN
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2002
Census Tract	40300

Owner

Source: Wells County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3221 N 450 E, BLUFFTON, IN 46714-9212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS FCU
Feb 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 5, 2026
Transfer Doc	0000002811
Record Updated	Oct 29, 2026

August 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WELLS IN
Recording Date	Aug 5, 2026
Property Address	3221 N 450 E, BLUFFTON, IN 46714-9212
Document Number	0000002811
Instrument Date	Aug 5, 2026
Instrument	20262811
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3221 N 450 E, BLUFFTON, IN 46714-9212

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	3221 N 450 E, BLUFFTON, IN 46714-9212
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20213473
Date	Aug 2, 2021
Instrument	20213473

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	3221 N 450 E, BLUFFTON, IN 46714-9212
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	141/652
Date	Feb 16, 2017
Book Page	141/652
Instrument	000942690015

Lender

Name	LIBERTY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2046

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Lancaster Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,512.00 (+15.24%) Homeowner's exemption	$225,000 (+22.62%) Land $65,100 Building $159,900	$225,000 (+22.62%) Land $65,100 Building $159,900
2024	$1,312.00 (+31.59%)
2023		$183,500 (+10.68%) Land $52,900 Building $130,600	$183,500 (+10.68%) Land $52,900 Building $130,600
2022	$997.00	$165,800 Land $36,600 Building $129,200	$165,800 Land $36,600 Building $129,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (2003–2015)
Most Recent Claim	Jun 2015 · other causes
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Lakeland Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

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