3221 E James Dr, Oak Creek, WI 53154 Property Records

Milwaukee County property record for 3221 E James Dr, Oak Creek, WI 53154

Property Summary

Property TypeSingle Family Home
Lot Size0.393 acres (17,119 sqft)
OwnerIndividual Name on File
Tax Bill$9,895 (2024)
Deeds & MortgagesAug 2024 Line of Credit
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN959-0025-000

Property Details

APN / Parcel Number

Primary APN959-0025-000
Alternative APN
  • 109590025000

Exterior

Lot Area17,119 sqft (0.393 acres)

Location & Zoning

Account Number109590025000
Street Address3221 E JAMES DR
CityOAK CREEK
StateWI
Zip53154-6538
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionOAKWOOD LAKES ESTATES NE 34 & NW 35-5-22 LOT 14 BLK 3
Legal Range22E
Legal Township05N
Legal Section35
Legal SubdivisionOAKWOOD LAKES ESTATES
Legal Block3
Legal Lot Number14
JurisdictionMILWAUKEE WI
Township / Civil DivisionOAK CREEK
Census Block Group3
Census Block3006
Census Tract160301

Owner

3221 E James Dr is owned and occupied by an individual.

Source: Milwaukee County records, as of September 3, 2026

Owner of RecordIndividual Name on File
Mailing Address3221 E JAMES DR, OAK CREEK, WI 53154-6538
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2024Deed of Trust, Mortgage · Line of Credit
ASSOCIATED BANK NA
Aug 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
ASSOCIATED BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILWAUKEE WI
Property Address3221 E JAMES DR, OAK CREEK, WI 53154-6538
Transaction TypeMortgage
Record UpdatedJun 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011445015
DateAug 27, 2024
Instrument11445015
Lender
NameASSOCIATED BANK NA
TypeBank
AddressGREEN BAY, WI 54301
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 28, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILWAUKEE WI
Property Address3221 E JAMES DR, OAK CREEK, WI 53154-6538
Transaction TypeMortgage
Record UpdatedAug 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011013132
DateAug 24, 2020
Instrument11013132
Lender
NameASSOCIATED BANK NA
TypeBank
AddressGREEN BAY, WI 54301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Milwaukee County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyMilwaukee County
MunicipalityOak Creek City
Unified School DistrictOak Creek-Franklin School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$647,500 (+8.39%) Land $126,200 Building $521,300$672,700 (+9.85%)
2024$9,895.00 Homeowner's exemption$597,400 Land $117,400 Building $480,000$612,400
2022$9,859.00 Homeowner's exemption$521,100 Land $117,400 Building $403,700$550,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3221 E James Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 26, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3221 E James Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

May also be available: AT&T, T-Mobile, Verizon.

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