3111 E James Dr, Oak Creek, WI 53154 Property Records

Milwaukee County property record for 3111 E James Dr, Oak Creek, WI 53154

Property Summary

Property Type	Single Family Home
Lot Size	0.379 acres (16,509 sqft)
Owner	2 Trust Names on File
Last Sale	$420,000 (Dec 2019)
Tax Bill	$9,110 (2024)
Deeds & Mortgages	Nov 2025 Transfer May 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`959-0022-000`

Property Details

APN / Parcel Number

Primary APN	`959-0022-000`
Alternative APN	`109590022000`

Exterior

Lot Area	16,509 sqft (0.379 acres)

Location & Zoning

Street Address	3111 E JAMES DR
City	OAK CREEK
State	WI
Zip	53154-6536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	OAKWOOD LAKE ESTATES NE 34 & NW 35-5-22 LOT 11 BLK 3
Legal Range	22E
Legal Township	05N
Legal Section	35
Legal Subdivision	OAKWOOD LAKE ESTATES
Legal Block	3
Legal Lot Number	11
Jurisdiction	MILWAUKEE WI
Township / Civil Division	OAK CREEK
Census Block Group	3
Census Block	3006
Census Tract	160301

Owner

3111 E James Dr is owner-occupied and held in a trust since November 2025.

Source: Milwaukee County records, as of September 3, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3111 E JAMES DR, OAK CREEK, WI 53154-6536
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Intrafamily Transfer, Transfer
May 21, 2020	Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK FSB
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BANK FSB
Dec 19, 2019	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK FSB
Mar 23, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2019 · Amount on File
Deed Sale	Dec 19, 2019 · Amount on File
Prior Sale	Mar 23, 2018 · Amount on File
Deed Document Number	201910937029
Last Transfer Date	Nov 14, 2025
Transfer Doc	0011555777
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MILWAUKEE WI
Recording Date	Nov 17, 2025
Property Address	3111 E JAMES DR, OAK CREEK, WI 53154-6536
Document Number	0011555777
Instrument Date	Nov 14, 2025
Instrument	11555777
Transaction Type	Transfer
Record Updated	Jun 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3111 E JAMES DR, OAK CREEK, WI 53154-6536
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010980247
Date	May 21, 2020
Instrument	10980247

Lender

Name	NORTH SHORE BANK FSB
Type	Bank
Address	BROOKFIELD, WI 53005

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3111 E JAMES DR, OAK CREEK, WI 53154-6536
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010979516
Date	May 20, 2020
Instrument	10979516

Lender

Name	NORTH SHORE BANK FSB
Type	Bank
Address	52300

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILWAUKEE WI
Recording Date	Dec 19, 2019
Property Address	3111 E JAMES DR, OAK CREEK, WI 53154-6536
Document Number	0010937029
Map Reference	NW4NE4S34NW4NW4S35R0
Instrument Date	Dec 6, 2019
Instrument	10937029
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3111 E JAMES DR, OAK CREEK, WI 53154-6536

Mortgage

Document Number	0010937030
Date	Dec 19, 2019
Instrument	10937030

Lender

Name	NORTH SHORE BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILWAUKEE WI
Recording Date	Mar 23, 2018
Property Address	3111 E JAMES DR, OAK CREEK, WI 53154-6536
Document Number	0010761706
Instrument Date	Mar 9, 2018
Instrument	10761706
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,227.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3111 E JAMES DR, OAK CREEK, WI 53154-6536

Mortgage

Document Number	0010761707
Date	Mar 23, 2018
Instrument	10761707

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Milwaukee County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Milwaukee County
Municipality	Oak Creek City
Unified School District	Oak Creek-Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$599,600 (+8.82%) Land $126,000 Building $473,600	$623,000 (+10.3%)
2024	$9,110.00 Homeowner's exemption	$551,000 Land $117,200 Building $433,800	$564,800
2022	$9,283.00 Homeowner's exemption	$491,500 Land $117,200 Building $374,300	$518,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3111 E James Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 26, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3111 E James Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 90% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T.

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