3201 E James Dr, Oak Creek, WI 53154 Property Records

Milwaukee County property record for 3201 E James Dr, Oak Creek, WI 53154

Property Summary

Property Type	Single Family Home
Lot Size	0.399 acres (17,380 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Mar 2017)
Tax Bill	$9,384 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`959-0024-000`

Property Details

APN / Parcel Number

Primary APN	`959-0024-000`
Alternative APN	`109590024000`

Exterior

Lot Area	17,380 sqft (0.399 acres)

Location & Zoning

Account Number	109590024000
Street Address	3201 E JAMES DR
City	OAK CREEK
State	WI
Zip	53154-6538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	OAKWOOD LAKES ESTATES NE 34 & NW 35-5-22 LOT 13 BLK 3
Legal Range	22E
Legal Township	05N
Legal Section	35
Legal Subdivision	OAKWOOD LAKES ESTATES
Legal Block	3
Legal Lot Number	13
Jurisdiction	MILWAUKEE WI
Township / Civil Division	OAK CREEK
Census Block Group	3
Census Block	3006
Census Tract	160301

Owner

3201 E James Dr is owned and occupied by two individuals who bought it in March 2017.

Source: Milwaukee County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3201 E JAMES DR, OAK CREEK, WI 53154-6538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 17, 2021	Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK NA
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Mar 6, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2017 · Amount on File
Deed Sale	Mar 6, 2017 · Amount on File
Prior Sale	Apr 22, 2016
Deed Document Number	201710654219
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3201 E JAMES DR, OAK CREEK, WI 53154-6538
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011091203
Date	Mar 17, 2021
Instrument	11091203

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3201 E JAMES DR, OAK CREEK, WI 53154-6538
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011198844
Date	Dec 17, 2021
Instrument	11198844

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	OAK CREEK, WI 53154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3201 E JAMES DR, OAK CREEK, WI 53154-6538
Document Number	0010980550
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3201 E JAMES DR OAK CREEK WI 531546538, OAK CREEK, WI 53154-6538

Mortgage

Document Number	0010980550
Date	May 22, 2020
Instrument	10980550

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILWAUKEE WI
Recording Date	Mar 6, 2017
Property Address	3201 E JAMES DR, OAK CREEK, WI 53154-6538
Document Number	0010654219
Instrument Date	Feb 17, 2017
Instrument	10654219
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	KNIGHT BARRY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3201 E JAMES DR, OAK CREEK, WI 53154-6538

Mortgage

Document Number	0010654220
Date	Mar 6, 2017
Instrument	10654220

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Milwaukee County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Milwaukee County
Municipality	Oak Creek City
Unified School District	Oak Creek-Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$597,900 (+5.41%) Land $127,400 Building $470,500	$621,200 (+6.83%)
2024	$9,384.00 Homeowner's exemption	$567,200 Land $118,500 Building $448,700	$581,500
2022	$8,842.00 Homeowner's exemption	$468,900 Land $118,500 Building $350,400	$495,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3201 E James Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 26, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3201 E James Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 90% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T.

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