Kenton County property record for 3215 Watson Ave, Covington, KY 41015 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,252 sqft · built 1926 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Jun 2018) |
| Tax Bill | $1,127 (2025) |
| Deeds & Mortgages | Dec 2023 Second Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-12-10-009.00 |
| Primary APN | 056-12-10-009.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,252 sqft Finished Area |
| Gross Area | 1,426 sqft |
| Year Built | Built 1926 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 125 ft deep x 42 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 0561210009.00 |
|---|---|
| Street Address | 3215 WATSON AVE |
| City | COVINGTON |
| State | KY |
| Zip | 41015-1355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREEN PHIL E BLK 11 LOT 20 & N PT LOT 19 & S PT LOT 21 |
| Legal Subdivision | GREEN PHIL E |
| Legal Phase | 11 |
| Legal Block | 11 |
| Legal Lot Number | 20,19 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 61400 |
Source: Kenton County records · APN 056-12-10-009.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3215 WATSON AVE, COVINGTON, KY 41015-1355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jun 26, 2018 | Warranty Deed, Transfer OTHER INSTITUTIONAL LENDERS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 26, 2018 · Amount on Record |
| Deed Sale | Jun 26, 2018 · Amount on Record |
| Prior Sale | Jul 12, 2000 · Amount on Record |
| Deed Document Number | 0000643929 |
| Deed Book / Page | 6439 / 29 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3215 WATSON AVE, COVINGTON, KY 41015-1355 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Title Company | BRYTH TITLE AND ESCROW, BLYTHE TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0005900010 |
|---|---|
| Date | Dec 11, 2023 |
| Book Page | KCM 513/52 |
| Instrument | 23121105900010 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 01, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 26, 2018 |
| Property Address | 3215 WATSON AVE, COVINGTON, KY 41015-1355 |
| Document Number | 0000000150 |
| Book / Page | 0C6439 / 000029 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 150 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2018 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3215 WATSON AVE COVINGTON KY 410151355, COVINGTON, KY 41015-1355 |
| Document Number | 151 |
|---|---|
| Date | Jun 26, 2018 |
| Book Page | 064639/000033 |
| Instrument | 151 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45247 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 25, 2048 |
| Document Number | 152, |
|---|---|
| Date | Jun 26, 2018 |
| Book Page | 0C6439/000049 |
| Instrument | 152 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jun 25, 2028 |
| Rate | 12% |
|---|
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,127.00 (-3.59%) Homeowner's exemption | $134,200 (-) Land $5,000 Building $129,200 | $134,200 (-) Land $5,000 Building $129,200 |
| 2023 | $1,169.00 Homeowner's exemption | $134,200 Land $5,000 Building $129,200 | $134,200 Land $5,000 Building $129,200 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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