Clay County property record for 3220 Thunder Rd, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,148 sqft · built 1992 |
| Lot Size | 9.92 acres (432,115 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $35,000 (Jul 1983) |
| Tax Bill | $2,822 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-05-25-010136-005-00 |
| Primary APN | 31-05-25-010136-005-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,148 sqft Heated Area |
| Gross Area | 3,180 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 432,115 sqft (9.92 acres) |
| Garage Area | 576 sqft |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 690 sqft |
| Porch | Porch |
| Porch Area | 456 sqft |
| Patio Area | 256 sqft |
| Pole Barn | Pole Barn |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3220 THUNDER RD |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-7303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW1/4 O R 736 PG 677; 765 PG 546 EX 1378 PG 1303 RD R/W |
| Legal Range | 25 |
| Legal Township | 05 |
| Legal Section | 31 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | PENNEY FARMS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 31201 |
3220 Thunder Rd is owned and occupied by two individuals who bought it in July 1983.
Source: Clay County records, as of December 18, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3220 THUNDER RD, MIDDLEBURG, FL 32068-7303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 1983 · Amount on File |
| Deed Sale | Jul 1, 1983 · Amount on File |
| Deed Document Number | 0000736677 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3220 Thunder Rd was $2,822 with exemptions applied.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,822.00 Homeowner's exemption Disabled Person's exemption | $230,196 | $413,257 Land $109,120 Building $304,137 |
| 2023 | $2,946.00 (+4.8%) Homeowner's exemption Disabled Person's exemption | $217,194 (+3%) | $412,135 (+15.63%) Land $109,120 Building $303,015 |
| 2022 | $2,811.00 Homeowner's exemption Disabled Person's exemption | $210,868 | $356,423 Land $109,120 Building $247,303 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3220 Thunder Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 74 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 31 (1992–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3220 Thunder Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: Xfinity.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures