Clay County property record for 3243 Thunder Rd, Middleburg, FL 32068 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,119 sqft · built 2008 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $90,000 (Feb 2007) |
| Tax Bill | $3,260 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-05-24-006769-002-02 |
| Primary APN | 36-05-24-006769-002-02 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,119 sqft Heated Area |
| Gross Area | 4,189 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Area | 598 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 304 sqft |
| Deck Area | 152 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3243 THUNDER RD |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-7304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT S1/2 OF SE1/4 OF SE1/4 AS REC O R 2862 PG 1379 |
| Legal Range | 24 |
| Legal Township | 05 |
| Legal Section | 36 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | PENNEY FARMS |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 31201 |
Source: Clay County records · APN 36-05-24-006769-002-02
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 3243 THUNDER RD, MIDDLEBURG, FL 32068-7304 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Apr 01, 2022 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Dec 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 28, 2007 · Amount on Record |
| Deed Sale | Feb 28, 2007 · Amount on Record |
| Deed Document Number | 2007012674 |
| Deed Book / Page | 2862 / 1379 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3243 THUNDER RD, MIDDLEBURG, FL 32068-7304 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 3243 THUNDER RD, MIDDLEBURG, FL 32068-7304 |
| Document Number | 0045901392 |
|---|---|
| Date | Apr 01, 2022 |
| Book Page | 4590/1392 |
| Instrument | 2022020935 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 01, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3243 THUNDER RD, MIDDLEBURG, FL 32068-7304 |
| Document Number | 0042700560 |
| Instrument Date | Dec 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3243 THUNDER RD MIDDLEBURG FL 320687304, MIDDLEBURG, FL 32068-7304 |
| Document Number | 0042700560 |
|---|---|
| Date | Jan 16, 2020 |
| Book Page | 004270/000560 |
| Instrument | 2825 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 15, 2035 |
Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,260.00 (-3.06%) Homeowner's exemption | $253,945 (+5.99%) | $632,298 (+0.22%) Land $62,500 Building $569,798 |
| 2023 | $3,363.00 (+6.8%) Homeowner's exemption | $239,601 (+3%) | $630,888 (+24.44%) Land $62,500 Building $568,388 |
| 2022 | $3,149.00 Homeowner's exemption | $232,623 | $506,987 Land $45,000 Building $461,987 |
Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190312011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 74 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 74 in force 67 of 74 on primary residences |
| Nearby Flood Claims | 31 (1992–2017) |
| Most Recent Claim | Sep 2017, rainfall accumulation, Hurricane Irma |
| Flood Events |
|
| Wildfire Risk | Moderate above 58% of the US · above 31% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 641 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures