Clay County property record for 3206 Thunder Rd, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,954 sqft · built 2004 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Jul 2012) |
| Tax Bill | $3,390 (2025) |
| Deeds & Mortgages | May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-05-25-010140-001-00 |
| Primary APN | 31-05-25-010140-001-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,954 sqft Living Area |
| Gross Area | 2,479 sqft |
| 1st Floor Area | 1,954 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 585 sqft |
| Patio Area | 36 sqft |
| Canopy | 840 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3206 THUNDER RD |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-7303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF THE NE1/4 OF NE1/4 OF SW1/4 S31T5R25 AS REC OR 2139 PG 996;2177 PG 631; 2196 PG 888 |
| Legal Range | 25E |
| Legal Township | 05S |
| Legal Section | 31 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | PENNEY FARMS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 31201 |
Source: Clay County records, as of May 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4163 THUNDER LAKES TRCE, MIDDLEBURG, FL 32068-7385 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2012 · Amount on Record |
| Deed Sale | Jul 3, 2012 · Amount on Record |
| Deed Document Number | 201235832 |
| Deed Book / Page | 3425 / 1675 |
| Prior Transfer Date | Jun 27, 2012 |
| Prior Transfer Doc | 0034251675 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3206 THUNDER RD, MIDDLEBURG, FL 32068-7303 |
| Document Number | 0040861327 |
| Instrument Date | May 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3206 THUNDER RD MIDDLEBURG FL 320687303, MIDDLEBURG, FL 32068-7303 |
| Document Number | 0040861327 |
|---|---|
| Date | May 23, 2018 |
| Book Page | 004086/001327 |
| Instrument | 26542 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 22, 2033 |
Source: Clay County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,390.00 (+4.82%) Homeowner's exemption | $262,449 (+5.99%) | $443,252 (+0.72%) Land $50,000 Building $393,252 |
| 2024 | $3,234.00 (-7.18%) | ||
| 2023 | $3,484.00 (+6.61%) Homeowner's exemption | $247,625 (+3%) | $440,081 (+23.45%) Land $50,000 Building $390,081 |
| 2022 | $3,268.00 Homeowner's exemption | $240,413 | $356,482 Land $36,000 Building $320,482 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 74 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 31 (1992–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Xfinity.
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