3102 Terrace Ave, Helena, MT 59602 Property Records

Lewis And Clark County property record for 3102 Terrace Ave, Helena, MT 59602

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,113 sqft · built 1890
Lot Size	0.284 acres (12,371 sqft)
Owner	2 Individual Names on Record
Tax Bill	$337 (2026)
Flood Zone	Zone X (minimal risk)
APN	`R0511325`

Property Details

APN / Parcel Number

Primary APN	`R0511325`
Alternative APNs	`05-1887-22-4-27-05-0000` `0000008666`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,113 sqft Living Area
1st Floor Area	1,113 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,371 sqft (0.284 acres)
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces
Deck Area	285 sqft
Shed	1 Shed
Shed Area	385 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000008666
Street Address	3102 TERRACE AVE
City	HELENA
State	MT
Zip	59602-9213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	SEYMER PARK ADDN, S22, T10 N, R04 W, BLOCK 2, M&B TRACT PER BK.M8-PG.5211
Legal Range	04W
Legal Township	10N
Legal Section	22
Legal Subdivision	SEYMER PARK ADDN
Legal Block	2
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	2
Census Block	2041
Census Tract	600

Owner

Source: Lewis And Clark County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3102 TERRACE AVE, HELENA, MT 59602-9213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$337.00 (-71.44%) Homeowner's exemption	$350,000 (+20.69%)
2025			$350,000 (+20.69%) Land $104,842 Building $245,158
2023	$1,180.00	$290,000	$290,000 Land $57,217 Building $232,783

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 80% of Montana
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20