322 Willow St, Stanley, NC 28164 Property Records

Gaston County property record for 322 Willow St, Stanley, NC 28164

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1979
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$169,000 (Jul 2020)
Tax Bill	$2,197 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08002 11200`

Property Details

APN / Parcel Number

Primary APN	`08002 11200`
Alternative APN	`133439`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,092 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	322 WILLOW ST
City	STANLEY
State	NC
Zip	28164-1656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CRAIG HEIGHTS BLK J L 4 08 002 112 00 000
Legal Subdivision	CRAIG HEIGHTS
Legal Block	J
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	1
Census Block	1009
Census Tract	30209

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	322 WILLOW ST, STANLEY, NC 28164-1656
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Feb 18, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jul 31, 2020	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Mar 20, 2020	Court-Ordered Deed, Foreclosure NOT AVAILABLE
Jun 26, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	Mar 20, 2020 · Amount on Record
Deed Book / Page	5143 / 1688
Prior Transfer Date	Jul 18, 2008
Prior Transfer Doc	0044210068
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	322 WILLOW ST, STANLEY, NC 28164-1656
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 WILLOW ST, STANLEY, NC 28164-1656

Mortgage

Document Number	0055862449
Date	Sep 23, 2025
Book Page	5586/2449

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	14511 MYFORD RD STE 100, TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GASTON NC
Recording Date	Feb 18, 2022
Property Address	322 WILLOW ST, STANLEY, NC 28164-1656
Document Number	0053130448
Book / Page	5313 / 448
Map Reference	MB 10 PG 50
Instrument Date	Feb 14, 2022
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 WILLOW ST, STANLEY, NC 28164-1656

Mortgage

Document Number	0005313451
Date	Feb 18, 2022
Instrument	5313/451

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jul 31, 2020
Property Address	322 WILLOW ST, STANLEY, NC 28164-1656
Document Number	0051431688
Book / Page	5143 / 1688
Map Reference	MB 10 PG 50
Instrument Date	Jul 7, 2020
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$338.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4100 CARMEL RDB, 4100, CHARLOTTE, NC 28226

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 WILLOW ST, STANLEY, NC 28164-1656

Mortgage

Document Number	51431690
Date	Jul 31, 2020
Instrument	5143/1690

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

March 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	GASTON NC
Recording Date	Mar 20, 2020
Property Address	322 WILLOW ST, STANLEY, NC 28164-1656
Document Number	0051091719
Book / Page	005109 / 001719
Instrument Date	Feb 25, 2020
Transaction Type	Foreclosure
Record Updated	Apr 27, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$160.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4100 CARMEL RD #B-122 CHARLOTTE NC 282266150, B-122, CHARLOTTE, NC 28226-6150

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jun 26, 2018
Property Address	322 WILLOW ST, STANLEY, NC 28164-1656
Document Number	0049841777
Book / Page	004984 / 001777
Instrument Date	Jun 25, 2018
Transaction Type	Transfer
Record Updated	Jul 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$228.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	322 WILLOW ST STANLEY NC 281641656, STANLEY, NC 28164-1656

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Stanley Town
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,197.00	$201,830 (-) Land $19,000 Building $182,830
2025	$2,197.00 (-1.04%)	$201,830 (-) Land $19,000 Building $182,830
2023	$2,220.00	$201,830 Land $19,000 Building $182,830
2021			$91,170 Land $16,000 Building $75,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF STANLEY serves 5,750 people · EPA ID NC0136035
Water Source	Purchased surface water from CITY OF MOUNT HOLLY
Last State Inspection	Feb 2024
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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