317 Willow St, Stanley, NC 28164 Property Records

Gaston County property record for 317 Willow St, Stanley, NC 28164

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,032 sqft · built 1978
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (May 2021)
Tax Bill	$1,752 (2026)
Deeds & Mortgages	May 2021 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08002 08600`

Property Details

APN / Parcel Number

Primary APN	`08002 08600`
Alternative APN	`133414`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,032 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	317 WILLOW ST
City	STANLEY
State	NC
Zip	28164-1657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CRAIG HEIGHTS BLK H L 7,P/6 08 002 086 00 000
Legal Subdivision	CRAIG HEIGHTS
Legal Block	H
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	1
Census Block	1011
Census Tract	30209

Owner

Source: Gaston County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	317 WILLOW ST, STANLEY, NC 28164-1657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY
May 27, 2021	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2021 · Amount on File
Deed Sale	May 27, 2021 · Amount on File
Prior Sale	Dec 1, 1978 · Amount on File
Deed Book / Page	5232 / 332
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	317 WILLOW ST, STANLEY, NC 28164-1657
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 WILLOW ST, STANLEY, NC 28164-1657

Mortgage

Document Number	0052320347
Date	May 27, 2021
Book Page	5232/347

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	May 27, 2021
Property Address	317 WILLOW ST, STANLEY, NC 28164-1657
Document Number	0052320332
Book / Page	5232 / 332
Map Reference	MB 10 PG 50
Instrument Date	May 27, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	MOREHEAD TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2460 STRADFORD DR, 2460, GASTONIA, NC 28054-1700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 WILLOW ST, STANLEY, NC 28164-1657

Mortgage

Document Number	0052320335
Date	May 27, 2021
Book Page	5232/335

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Stanley Town
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,752.00	$160,900 (-) Land $19,000 Building $141,900
2025	$1,752.00 (-0.96%)	$160,900 (-) Land $19,000 Building $141,900
2023	$1,769.00	$160,900 Land $19,000 Building $141,900
2021			$93,910 Land $16,000 Building $77,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF STANLEY serves 5,750 people · EPA ID NC0136035
Water Source	Purchased surface water from CITY OF MOUNT HOLLY
Last State Inspection	Feb 2024
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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