313 Willow St, Stanley, NC 28164 Property Records

Gaston County property record for 313 Willow St, Stanley, NC 28164 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,075 sqft · built 1980
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Feb 2022)
Tax Bill	$2,256 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`133416`

Property Details

APN / Parcel Number

Primary APN	`133416`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,075 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	313 WILLOW ST
City	STANLEY
State	NC
Zip	28164-1657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRAIG HEIGHTS BLK M L 12,P/13 08 002 089 00 000
Legal Subdivision	CRAIG HEIGHTS
Legal Block	M
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	1
Census Block	1011
Census Tract	30209

Owner

Source: Gaston County records · APN 133416

Assessment roll updated August 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	313 WILLOW ST, STANLEY, NC 28164-1657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
May 26, 2020	Intrafamily Transfer, Transfer · VA Mortgage WINTRUST MORTGAGE
Jun 01, 2019	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Jun 08, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 16, 2022 · Amount on Record
Deed Sale	Feb 16, 2022 · Amount on Record
Prior Sale	May 26, 2020
Deed Book / Page	5312 / 537
Prior Transfer Date	May 20, 2020
Prior Transfer Doc	0051241886
Record Updated	Jun 08, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Feb 16, 2022
Property Address	313 WILLOW ST, STANLEY, NC 28164-1657
Document Number	0053120537
Book / Page	5312 / 537
Map Reference	MB 12 PG 136
Instrument Date	Feb 10, 2022
Transaction Type	Transfer
Record Updated	Apr 18, 2022
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2250 SW PRAIRIE RD, 2250, TOPEKA, KS 66614-1460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 WILLOW ST, STANLEY, NC 28164-1657

Mortgage

Document Number	0005312541
Date	Feb 16, 2022
Instrument	5312/541

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GASTON NC
Recording Date	May 26, 2020
Property Address	313 WILLOW ST, STANLEY, NC 28164-1657
Document Number	0051241886
Book / Page	5124 / 1886
Map Reference	MB 12 PG 136
Instrument Date	May 20, 2020
Transaction Type	Transfer
Record Updated	Sep 06, 2021
Title Company	NATIONAL SETTLEMENT SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 WILLOW ST, STANLEY, NC 28164-1657

Mortgage

Document Number	51241889
Date	May 26, 2020
Instrument	5124/1889

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	313 WILLOW ST, STANLEY, NC 28164-1657
Document Number	0050452011
Instrument Date	Jun 01, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 WILLOW ST STANLEY NC 281641657, STANLEY, NC 28164-1657

Mortgage

Document Number	0050452011
Date	Jun 05, 2019
Book Page	005045/002011

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 04, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jun 08, 2018
Property Address	313 WILLOW ST, STANLEY, NC 28164-1657
Document Number	0049820047
Book / Page	004982 / 000047
Instrument Date	Jun 08, 2018
Transaction Type	Transfer
Record Updated	Jul 06, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 WILLOW ST STANLEY NC 281641657, STANLEY, NC 28164-1657

Mortgage

Document Number	49820051
Date	Jun 08, 2018
Book Page	004982/000051

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MT 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 07, 2048

Tax Assessment & Valuation

Source: Gaston County records · Assessment roll updated August 19, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Stanley Town
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,256.00 (-1.01%)	$207,210 (-) Land $19,000 Building $188,210
2023	$2,279.00	$207,210 Land $19,000 Building $188,210
2021			$117,930 Land $16,000 Building $101,930

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 46% of North Carolina
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 204 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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