319 Wild Oak Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 319 Wild Oak Dr, O Fallon, MO 63368

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,420 sqft · built 2006
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$179,900 (May 2017)
Tax Bill	$3,520 (2025)
Deeds & Mortgages	Feb 2022 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T062000232`

Property Details

APN / Parcel Number

Primary APN	`T062000232`
Alternative APN	`4-0036-9976-00-009B.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,420 sqft Living Area
Gross Area	2,824 sqft
1st Floor Area	1,056 sqft
Basement Area	684 sqft
Finished Basement	680 sqft
Unfinished Basement	4 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T062000232
Street Address	319 WILD OAK DR
City	O FALLON
State	MO
Zip	63368-7465
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VLGS AT SPRINGHURST #1 LOT 9B
Legal Subdivision	VLGS AT SPRINGHURST #1
Legal Lot Number	9B
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1041
Census Tract	312207

Owner

319 Wild Oak Dr, a condominium, is owned and occupied by an individual who bought it in May 2017.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	319 WILD OAK DR, O FALLON, MO 63368-7465
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP
May 9, 2017	Warranty Deed, Transfer · FHA Mortgage GSF MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2017 · Amount on File
Deed Sale	May 9, 2017 · Amount on File
Prior Sale	Dec 18, 2014 · Amount on File
Deed Document Number	2017282930
Deed Book / Page	6740 / 2454
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	319 WILD OAK DR, O FALLON, MO 63368-7465
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 WILD OAK DR, O FALLON, MO 63368-7465

Mortgage

Document Number	0000008713
Date	Feb 14, 2022
Instrument	2022R-008713

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 9, 2017
Property Address	319 WILD OAK DR, O FALLON, MO 63368-7465
Document Number	0000282930
Book / Page	6740 / 2454
Map Reference	MB 42 PG 379
Instrument Date	May 3, 2017
Instrument	20170509000282930
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 GEYER CT, 103, WENTZVILLE, MO 63385-6233

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 WILD OAK DR, O FALLON, MO 63368-7465

Mortgage

Document Number	0000282940
Date	May 9, 2017
Instrument	20170509000282940

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 319 Wild Oak Dr was $3,520.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,813 (-)	$277,964 (-) Building $277,964
2025	$3,520.00	$52,813	$277,964
2023		$46,603
2022			$245,277 Building $245,277

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 319 Wild Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 319 Wild Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Gateway Fiber.

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