322 Watson St, Aurora, IL 60505 Property Records

Kane County property record for 322 Watson St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 972 sqft · built 1923
Lot Size	0.7 acres (3,049 sqft)
Owner	Company Name on Record
Last Sale	$35,000 (Oct 2012)
Tax Bill	$3,302 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-27-276-005`

Property Details

APN / Parcel Number

Primary APN	`15-27-276-005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	972 sqft Living Area
Gross Area	2,128 sqft
1st Floor Area	972 sqft
Basement Area	972 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	3,049 sqft (0.7 acres)
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Window A/C
Water Source	Commercial

Location & Zoning

Street Address	322 WATSON ST
City	AURORA
State	IL
Zip	60505-4437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HACKNEYS ADD N 45 FT W 1/2 LOT 10 BLK 6
Legal Subdivision	HACKNEYS ADD
Legal Block	6
Legal Lot Number	10
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	5
Census Block	5001
Census Tract	854301

Owner

Source: Kane County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	548 5TH AVE, AURORA, IL 60505-4802
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Nov 20, 2025	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA0
Apr 7, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2012 · Amount on Record
Deed Sale	Oct 4, 2012 · Amount on Record
Deed Document Number	201268176
Last Transfer Date	Jul 16, 2025
Transfer Doc	0000027276
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Sep 16, 2026
Property Address	322 WATSON ST, AURORA, IL 60505-4437
Document Number	0000040170
Instrument Date	Sep 11, 2026
Instrument	202640170
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	548 5TH AVE, AURORA, IL 60505-4802
Investor	Possibly a Property Investor

Mortgage

Document Number	0000040170,
Date	Sep 16, 2026
Instrument	202640170

Lender

Name	FIRST NATIONAL BANK OF OMAHA

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	322 WATSON ST, AURORA, IL 60505-4437
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046197
Date	Nov 20, 2025
Instrument	2025K046197

Lender

Name	FIRST NATIONAL BANK OF OMAHA0
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7%
Change Frequency	Monthly

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Apr 7, 2020
Property Address	322 WATSON ST, AURORA, IL 60505-4437
Document Number	0000017218
Instrument Date	Mar 25, 2020
Instrument	17218
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	322 WATSON ST AURORA IL 605054437, AURORA, IL 60505-4437

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,302.00 (+15.33%)	$50,563 (+9.39%) Land $4,868 Building $45,695	$151,750 (+9.39%) Land $14,610 Building $137,140
2024		$46,223 (+22.66%) Land $4,450 Building $41,773	$138,724 (+22.71%) Land $13,355 Building $125,369
2022	$2,863.00 (+1.09%)	$37,683 (+7.41%) Land $3,628 Building $34,055	$113,049 (+7.41%) Land $10,884 Building $102,165
2021	$2,832.00	$35,084 Land $3,378 Building $31,706	$105,252 Land $10,134 Building $95,118

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

Nearby Properties on Watson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures