309 Watson St, Aurora, IL 60505 Property Records

Kane County property record for 309 Watson St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,986 sqft · built 1907
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$189,000 (Dec 2018)
Tax Bill	$4,742 (2025)
Deeds & Mortgages	May 2021 Mortgage Dec 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-27-253-013`

Property Details

APN / Parcel Number

Primary APN	`15-27-253-013`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,986 sqft Living Area
Gross Area	3,128 sqft
Basement Area	1,082 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	136 ft deep x 49 ft wide
Porch	Enclosed Porch

Location & Zoning

Street Address	309 WATSON ST
City	AURORA
State	IL
Zip	60505-4436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HACKNEYS ADDN : N 17 FT LOT 5 & S 32 FT : LOT 4 BLK 7
Legal Subdivision	HACKNEYS ADDN
Legal Block	7
Legal Lot Number	5,4
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	5
Census Block	5002
Census Tract	854301

Owner

309 Watson St is owned and occupied by two individuals who bought it in December 2018.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	309 WATSON ST, AURORA, IL 60505-4436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · FHA Mortgage OLD SECOND NATIONAL BANK
Dec 24, 2018	Warranty Deed, Transfer · FHA Mortgage OLD SECOND NATIONAL BANK
Jan 31, 2018	Grant Deed, Transfer CHICAGO TITLE COMPANY
Oct 23, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 24, 2018 · Amount on File
Deed Sale	Dec 24, 2018 · Amount on File
Prior Sale	Jan 31, 2018 · Amount on File
Deed Document Number	201861595
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	309 WATSON ST, AURORA, IL 60505-4436
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	WHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035987
Date	May 7, 2021
Instrument	2021K035987

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 24, 2018
Property Address	309 WATSON ST, AURORA, IL 60505-4436
Document Number	0000061595
Instrument Date	Dec 10, 2018
Instrument	2018K061595
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 WATSON ST, AURORA, IL 60505-4436

Mortgage

Document Number	0000061596
Date	Dec 24, 2018
Instrument	2018K061596

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5.25%

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Jan 31, 2018
Property Address	309 WATSON ST, AURORA, IL 60505-4436
Document Number	0000005143
Instrument Date	Jan 3, 2018
Instrument	5143
Transaction Type	Transfer
Record Updated	Feb 14, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$103.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 E NEW YORK ST AURORA IL 605053814, AURORA, IL 60505-3814

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Oct 23, 2017
Property Address	309 WATSON ST, AURORA, IL 60505-4436
Document Number	0000055406
Instrument Date	Sep 8, 2017
Instrument	55406
Transaction Type	Foreclosure
Record Updated	Nov 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	825 TECH CENTER DR #02 GAHANNA OH 432306653, 2, GAHANNA, OH 43230-6653
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 309 Watson St was $4,742 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,742.00 Homeowner's exemption	$80,611 (+9.39%) Land $6,842 Building $73,769	$241,930 (+9.39%) Land $20,534 Building $221,396
2024		$73,692 Land $6,255 Building $67,437	$221,164 Land $18,773 Building $202,392
2022	$4,108.00 (+1.94%) Homeowner's exemption	$60,076 (+7.41%) Land $5,099 Building $54,977	$180,228 (+7.41%) Land $15,297 Building $164,931
2021	$4,030.00 Homeowner's exemption	$55,931 Land $4,747 Building $51,184	$167,793 Land $14,241 Building $153,552

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 309 Watson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 309 Watson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

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