403 Watson St, Aurora, IL 60505 Property Records

Kane County property record for 403 Watson St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,335 sqft · built 1926
Lot Size	0.23 acres (10,018 sqft)
Owner	Individual Name on Record
Last Sale	$302,000 (Mar 2025)
Tax Bill	$6,039 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-27-257-050`

Property Details

APN / Parcel Number

Primary APN	`15-27-257-050`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,335 sqft Living Area
Gross Area	3,842 sqft
Basement Area	1,255 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Masonry / Concrete Block
Lot Area	10,018 sqft (0.23 acres)
Lot Dimensions	114 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Location & Zoning

Street Address	403 WATSON ST
City	AURORA
State	IL
Zip	60505-4817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HACKNEYS ADD : LOT 1 EX W 22 FT & N 26 : FT LOT 4 EX 22 FT BLK 8
Legal Subdivision	HACKNEYS ADD
Legal Block	8
Legal Lot Number	1,4
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	5
Census Block	5003
Census Tract	854301

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 WATSON ST, AURORA, IL 60505-4817
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2025 · Amount on Record
Deed Sale	Mar 28, 2025 · Amount on Record
Prior Sale	Apr 7, 2021 · Amount on Record
Deed Document Number	202511045
Prior Transfer Date	Sep 10, 1996
Prior Transfer Doc	0000072540
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 7, 2021
Property Address	403 WATSON ST, AURORA, IL 60505-4817
Document Number	0000026806
Map Reference	DOC 10327
Instrument Date	Mar 3, 2021
Instrument	2021K026806
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	403 WATSON ST, AURORA, IL 60505-4817

Mortgage

Document Number	0000026808
Date	Apr 7, 2021
Instrument	2021K026808

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,039.00 (+15.4%)	$100,471 (+9.39%) Land $12,038 Building $88,433	$301,534 (+9.39%) Land $36,128 Building $265,405
2024		$91,847 (+22.66%) Land $11,005 Building $80,842	$275,651 (+22.71%) Land $33,028 Building $242,623
2022	$5,233.00 (+10.42%) Homeowner's exemption	$74,877 (+7.41%) Land $8,972 Building $65,905	$224,631 (+7.41%) Land $26,916 Building $197,715
2021	$4,739.00 Homeowner's exemption	$69,711 Land $8,353 Building $61,358	$209,133 Land $25,059 Building $184,074

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

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