Polk County property record for 322 Thomas Ave, Frostproof, FL 33843
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,170 sqft · built 1962 |
| Lot Size | 0.203 acres (8,860 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $181,000 (Sep 2023) |
| Tax Bill | $1,281 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-32-07-985800-002060 |
| Primary APN | 28-32-07-985800-002060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| Gross Area | 939 sqft |
| 1st Floor Area | 939 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,860 sqft (0.203 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 242 sqft |
| Carport | Carport |
| Carport Area | 242 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 357 sqft |
| Shed | 1 Shed |
| Street Address | 322 THOMAS AVE |
|---|---|
| City | FROSTPROOF |
| State | FL |
| Zip | 33843-9128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUN RAY HOMES PLAT NO 2 PB 44 PG 26 BLK 2 LOT 6 |
| Legal Range | 28E |
| Legal Township | 32S |
| Legal Section | 07 |
| Legal Subdivision | SUN RAY HOMES PLAT NO 2 |
| Legal Tract | 985800 |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | POLK FL |
| Township / Civil Division | FROSTPROOF |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 15801 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 322 THOMAS AVE, FROSTPROOF, FL 33843-9128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2023 | Correction Deed CELEBRATION TITLE GROUP |
| Sep 8, 2023 | Warranty Deed, Transfer · FHA Mortgage AMERICAN LIBERTY MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2023 · Amount on Record |
| Deed Sale | Sep 8, 2023 · Amount on Record |
| Prior Sale | Mar 23, 2010 · Amount on Record |
| Deed Document Number | 2023211499 |
| Deed Book / Page | 12830 / 85 |
| Last Transfer Date | Oct 4, 2023 |
| Transfer Doc | 0000250402 |
| Record Updated | Oct 29, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 23, 2023 |
| Property Address | 322 THOMAS AVE, FROSTPROOF, FL 33843-9128 |
| Document Number | 0000250402 |
| Book / Page | 12883 / 1639 |
| Map Reference | MB 44 PG 26 |
| Instrument Date | Oct 4, 2023 |
| Instrument | 2023250402 |
| Record Updated | Nov 3, 2023 |
| Title Company | CELEBRATION TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 122 ARGYLE AVE, FROSTPROOF, FL 33843-1904 |
| Name | Verified Name |
|---|---|
| Address | 322 THOMAS AVE, FROSTPROOF, FL 33843-9128 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 8, 2023 |
| Property Address | 322 THOMAS AVE, FROSTPROOF, FL 33843-9128 |
| Document Number | 0000211499 |
| Book / Page | 12830 / 85 |
| Map Reference | MB 44 PG 26 |
| Instrument Date | Aug 21, 2023 |
| Instrument | 2023211499 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Title Company | CELEBRATION TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,267.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 122 ARGYLE AVE, FROSTPROOF, FL 33843-1904 |
| Name | Verified Name |
|---|---|
| Address | 322 THOMAS AVE, FROSTPROOF, FL 33843-9128 |
| Document Number | 0001283094 |
|---|---|
| Date | Sep 8, 2023 |
| Instrument | 12830/94 |
| Name | AMERICAN LIBERTY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $143,077 (+2.7%) | $146,817 (+5.38%) Land $21,000 Building $125,817 | |
| 2025 | $1,281.00 (+68.11%) Homeowner's exemption | $139,315 (+227.65%) Land $21,000 Building $118,315 | $139,315 (+11.97%) Land $21,000 Building $118,315 |
| 2023 | $762.00 (+8.24%) Homeowner's exemption | $42,520 (+3%) | $124,422 (+19.16%) Land $13,500 Building $110,922 |
| 2022 | $704.00 Homeowner's exemption | $41,282 | $104,418 Land $7,700 Building $96,718 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2005) |
| Most Recent Claim | Oct 2005 · Hurricane Wilma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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