Polk County property record for 319 Thomas Ave, Frostproof, FL 33843
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,640 sqft · built 1960 |
| Lot Size | 0.207 acres (8,995 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Jun 2026) |
| Tax Bill | $1,456 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-32-07-985800-003040 |
| Primary APN | 28-32-07-985800-003040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,640 sqft Living Area |
| Gross Area | 954 sqft |
| 1st Floor Area | 800 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 8,995 sqft (0.207 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 154 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 1,064 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 319 THOMAS AVE |
|---|---|
| City | FROSTPROOF |
| State | FL |
| Zip | 33843-9128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUN RAY HOMES PLAT NO 2 PB 44 PG 26 BLK 3 LOT 4 |
| Legal Range | 28E |
| Legal Township | 32S |
| Legal Section | 07 |
| Legal Subdivision | SUN RAY HOMES PLAT NO 2 |
| Legal Tract | 985800 |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | POLK FL |
| Township / Civil Division | FROSTPROOF |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 15801 |
319 Thomas Ave is owned and occupied by an individual who bought it in June 2026.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 319 THOMAS AVE, FROSTPROOF, FL 33843-9128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2026 | Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOODLOANS INC |
| Jun 6, 2018 | Warranty Deed, Transfer · Conventional Mortgage SUCCESS MTG PTRS |
| May 9, 2018 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2026 · Amount on File |
| Deed Sale | Jun 3, 2026 · Amount on File |
| Prior Sale | Apr 30, 2024 · Amount on File |
| Deed Document Number | 2026131199 |
| Deed Book / Page | 14021 / 1028 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 3, 2026 |
| Property Address | 319 THOMAS AVE, FROSTPROOF, FL 33843-9128 |
| Document Number | 0000131199 |
| Book / Page | 14021 / 1028 |
| Instrument Date | May 29, 2026 |
| Instrument | 2026131199 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | TRUE TITLE, TRULY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $148,470.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 319 THOMAS AVE, FROSTPROOF, FL 33843-9128 |
| Document Number | 0000131200, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 2026131200 |
| Name | NEIGHBORHOODLOANS INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 6, 2018 |
| Property Address | 319 THOMAS AVE, FROSTPROOF, FL 33843-9128 |
| Document Number | 0105070947 |
| Book / Page | 010507 / 000947 |
| Instrument Date | Jun 4, 2018 |
| Instrument | 120037 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2018 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $665.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 319 THOMAS AVE FROSTPROOF FL 338439128, FROSTPROOF, FL 33843-9128 |
| Document Number | 105070948 |
|---|---|
| Date | Jun 6, 2018 |
| Book Page | 010507/000948 |
| Instrument | 120038 |
| Name | SUCCESS MTG PTRS |
|---|---|
| Type | Mortgage Company |
| Address | PLYMOUTH, MI 48170 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 5, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 9, 2018 |
| Property Address | 319 THOMAS AVE, FROSTPROOF, FL 33843-9128 |
| Document Number | 0104800535 |
| Book / Page | 010480 / 000535 |
| Instrument Date | May 8, 2018 |
| Instrument | 99735 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2018 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $595.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 319 THOMAS AVE FROSTPROOF FL 338439128, FROSTPROOF, FL 33843-9128 |
| Document Number | 104800536 |
|---|---|
| Date | May 9, 2018 |
| Book Page | 010480/000536 |
| Instrument | 99736 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 8, 2048 |
The 2025 property tax bill for 319 Thomas Ave was $1,456.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $123,891 (+1%) | $185,502 (+64.7%) Land $21,000 Building $164,502 | |
| 2025 | $1,456.00 | $112,628 Land $21,000 Building $91,628 | $112,628 Land $21,000 Building $91,628 |
| 2023 | $1,200.00 (+6.29%) Homeowner's exemption | $89,471 (+3%) | $176,755 (+27.72%) Land $13,500 Building $163,255 |
| 2022 | $1,129.00 Homeowner's exemption | $86,865 | $138,396 Land $7,700 Building $130,696 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 319 Thomas Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2005) |
| Most Recent Claim | Oct 2005 · Hurricane Wilma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 319 Thomas Ave is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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