321 Thomas Ave, Frostproof, FL 33843 Property Records

Polk County property record for 321 Thomas Ave, Frostproof, FL 33843

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 914 sqft · built 1960
Lot Size0.203 acres (8,860 sqft)
OwnerIndividual Name on File
Last Sale$43,000 (Jan 2016)
Tax Bill$175 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN28-32-07-985800-003050

Property Details

APN / Parcel Number

Primary APN28-32-07-985800-003050
Alternative APNs
  • 073228985800003050
  • 73228000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area914 sqft Living Area
Gross Area1,166 sqft
1st Floor Area914 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area8,860 sqft (0.203 acres)
Lot Dimensions120 ft deep x 75 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area252 sqft

Exterior Amenities

Pool HousePool House
PorchEnclosed/Unfinished Porch
Porch Area444 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address321 THOMAS AVE
CityFROSTPROOF
StateFL
Zip33843-9128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSUN RAY HOMES PLAT NO 2 PB 44 PG 26 BLK 3 LOT 5
Legal Range28E
Legal Township32S
Legal Section07
Legal SubdivisionSUN RAY HOMES PLAT NO 2
Legal Tract985800
Legal Block3
Legal Lot Number5
JurisdictionPOLK FL
Township / Civil DivisionFROSTPROOF
Census Block Group2
Census Block2035
Census Tract15801

Owner

Source: Polk County records · APN 28-32-07-985800-003050

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address321 THOMAS AVE, FROSTPROOF, FL 33843-9128
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 20, 2016 · Amount on Record
Deed SaleJan 20, 2016 · Amount on Record
Prior SaleOct 19, 1999 · Amount on Record
Deed Document Number20169911
Deed Book / Page9725 / 412
Last Transfer DateMar 14, 2025
Transfer Doc0000058759
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address321 THOMAS AVE, FROSTPROOF, FL 33843-9128
Transaction TypeMortgage
Record UpdatedAug 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 THOMAS AVE, FROSTPROOF, FL 33843-9128

Mortgage

Document Number0000200105
DateJul 22, 2022
Book Page12349/1069
Instrument2022200105
Lender
NameTRUIST BANK
TypeBank
AddressRIDGEVILLE, SC 29472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueJun 29, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$175.00 (-83.06%)$57,352 (+5.99%)$136,578 (+5.3%) Land $21,000 Building $115,578
2024$1,033.00 (+15.16%)
2023$897.00 (+5.9%) Homeowner's exemption$54,113 (+3%)$129,709 (+17.42%) Land $13,500 Building $116,209
2022$847.00 Homeowner's exemption$52,537$110,466 Land $7,700 Building $102,766

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2005)
Most Recent ClaimOct 2005 · Hurricane Wilma

Wildfire

Wildfire RiskModerate
above 62% of the US · lower than 62% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 292 locations within half a mile of this property.

Nearby Properties on Thomas Ave

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