322 Spring St, Loretto, TN 38469 Property Records

Lawrence County property record for 322 Spring St, Loretto, TN 38469 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 2015
Square Footage864 sqft Living Area
Lot Size43,560 sqft (1 acres)
OccupancyOwner Occupied
Last Sale$120,000 (2020)

Property Details

APN / Parcel Number

Primary APN050151B A 00302
Alternative APN
  • 151B A 00302

Interior

Full Baths1 Baths
Building Area864 sqft Living Area
1st Floor864 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialSiding Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area43,560 sqft (1 acres)
Depth X Width156 ft x 100 ft Depth x Width
Deck AreaDeck Area
Porch Area180 sqft Porch
TopographyRolling Topography

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating
SewageSewage Connected
Water SourceCommercial Water Source

Location & Zoning

Street Address322 SPRING ST
CityLORETTO
StateTN
Zip38469-2172
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionBRALY
Legal Lot Number2
JurisdictionLAWRENCE TN
Minor Civil Division1
Census Blockgroup3
Census Block3034
Census Tract960700

Owner

Source: Lawrence County records · APN 050151B A 00302

Assessment roll updated January 23, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address322 SPRING ST, LORETTO, TN 38469-2172
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2020Warranty Deed, Transfer · Conventional Mortgage
GARDNER FINANCIAL SERVICES LTD
Oct 04, 2019Warranty Deed, Transfer · Conventional Mortgage
FIRST VOLUNTEER BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 23, 2020 · Amount on Record
Deed SaleNov 23, 2020 · Amount on Record
Prior SaleOct 04, 2019 · Amount on Record
Deed Doc Number20206914
Deed Book / Page614 / 519
Record RefreshedJun 08, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAWRENCE TN
Recording DateNov 23, 2020
Property Address322 SPRING ST, LORETTO, TN 38469-2172
Document Number0000614519
Book / Page614 / 519
Instrument DateNov 20, 2020
Instrument20006914
Transaction TypeTransfer
Record UpdatedJun 21, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$444.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 SPRING ST, LORETTO, TN 38469-2172

Mortgage

Document Number0020006915
DateNov 23, 2020
Instrument20006915
Lender
NameGARDNER FINANCIAL SERVICES LTD
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 01, 2040

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAWRENCE TN
Recording DateOct 04, 2019
Property Address322 SPRING ST, LORETTO, TN 38469-2172
Document Number0000574467
Book / Page574 / 467
Map ReferenceMB 341 PG 177
Instrument DateOct 04, 2019
Instrument19005232
Transaction TypeTransfer
Record UpdatedJun 21, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$325.60
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 SPRING ST, LORETTO, TN 38469-2172

Mortgage

Document Number0019005233
DateOct 04, 2019
Instrument19005233
Lender
NameFIRST VOLUNTEER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2034

Tax Assessment & Valuation

Source: Lawrence County records · Assessment roll updated January 23, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateTennessee
CountyLawrence County
MunicipalityLoretto City
Unified School DistrictLawrence County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$25,925 (-) Land $1,050 Building $24,875
2023$607.00$25,925 (-) Land $1,050 Building $24,875
2022$607.00$25,925 Land $1,050 Building $24,875$103,700 Land $4,200 Building $99,500

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