302 Spring St, Loretto, TN 38469 Property Records

Lawrence County property record for 302 Spring St, Loretto, TN 38469 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1967
Square Footage1,526 sqft Living Area
Lot Size131,551 sqft (3.02 acres)
GarageMixed, 280 sqft
OccupancyOwner Occupied
Last Sale$95,000 (2019)

Property Details

APN / Parcel Number

Primary APN050151B A 00701
Alternative APN
  • 151B A 00701

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Building Area1,526 sqft Living Area
1st Floor1,152 sqft 1st Floor
Basement Area374 sqft Basement
Finished Basement374 sqft Finished
Stories1 Stories
Utility RoomUtility Room
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1967
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area131,551 sqft (3.02 acres)
Parking Spaces3 Parking Spaces
Garage TypeMixed Garage
Garage Area280 sqft Garage
Porch Area536 sqft Porch
TopographyRolling Topography
Pole Structure1,650 sqft Pole Structure

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating
SewageSewage Connected
Water SourceCommercial Water Source

Location & Zoning

Street Address302 SPRING ST
CityLORETTO
StateTN
Zip38469-2172
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 2
JurisdictionLAWRENCE TN
Minor Civil Division1
Census Blockgroup3
Census Block3034
Census Tract960700

Owner

Source: Lawrence County records · APN 050151B A 00701

Assessment roll updated January 23, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address302 SPRING ST, LORETTO, TN 38469-2172
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 07, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CARDINAL FINANCIAL COMPANY LP
Feb 19, 2019Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
BANK OF FRANKEWING

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 07, 2019 · Amount on Record
Deed SaleOct 07, 2019 · Amount on Record
Prior SaleFeb 19, 2019 · Amount on Record
Deed Doc Number20195262
Deed Book / Page574 / 562
Record RefreshedJun 08, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAWRENCE TN
Recording DateOct 07, 2019
Property Address302 SPRING ST, LORETTO, TN 38469-2172
Document Number0000574562
Book / Page574 / 562
Map ReferenceMB 124 PG 666
Instrument DateOct 04, 2019
Instrument19005262
Transaction TypeTransfer
Record UpdatedJun 21, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$351.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 SPRING ST, LORETTO, TN 38469-2172

Mortgage

Document Number0019005263
DateOct 07, 2019
Instrument19005263
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAWRENCE TN
Recording DateFeb 19, 2019
Property Address302 SPRING ST, LORETTO, TN 38469-2172
Document Number555182
Book / Page000555 / 000182
Instrument DateFeb 15, 2019
Instrument812
Transaction TypeTransfer
Record UpdatedFeb 25, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$351.50
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address302 SPRING ST LORETTO TN 384692172, LORETTO, TN 38469-2172

Mortgage

Document Number555185
DateFeb 19, 2019
Book Page000555/000185
Instrument813
Lender
NameBANK OF FRANKEWING
TypeBank
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lawrence County records · Assessment roll updated January 23, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateTennessee
CountyLawrence County
MunicipalityLoretto City
Unified School DistrictLawrence County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$32,625 (-) Land $4,525 Building $28,100
2023$764.00$32,625 (-) Land $4,525 Building $28,100
2022$764.00$32,625 Land $4,525 Building $28,100$130,500 Land $18,100 Building $112,400

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