410 Spring St, Loretto, TN 38469 Property Records

Lawrence County property record for 410 Spring St, Loretto, TN 38469

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,682 sqft · built 1953
Lot Size	2.6 acres (113,256 sqft)
Owner	Individual Name on Record
Last Sale	$49,083 (Aug 2021)
Tax Bill	$711 (2024)
Deeds & Mortgages	Aug 2021 Sale Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050151 00400`

Property Details

APN / Parcel Number

Primary APN	`050151 00400`
Alternative APN	`151 00400`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,682 sqft Living Area
1st Floor Area	1,682 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	113,256 sqft (2.6 acres)
Garage Type	Finished
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	410 SPRING ST
City	LORETTO
State	TN
Zip	38469-2173
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2
Jurisdiction	LAWRENCE TN
Township / Civil Division	1
Census Block Group	3
Census Block	3033
Census Tract	960700

Owner

Source: Lawrence County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	410 SPRING ST, LORETTO, TN 38469-2173
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Executor's Deed, Transfer
Aug 16, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST FARMERS & MERCHANTS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2021 · Amount on Record
Deed Sale	Aug 16, 2021 · Amount on Record
Prior Sale	May 5, 1956
Deed Document Number	20215526
Deed Book / Page	645 / 96
Prior Transfer Date	Aug 10, 2021
Prior Transfer Doc	0000064594
Record Updated	Jun 8, 2026

August 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	LAWRENCE TN
Recording Date	Aug 16, 2021
Property Address	410 SPRING ST, LORETTO, TN 38469-2173
Document Number	64594
Book / Page	645 / 94
Instrument Date	Aug 10, 2021
Instrument	21005525
Transaction Type	Transfer
Record Updated	Aug 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 SPRING ST, LORETTO, TN 38469-2173

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE TN
Recording Date	Aug 16, 2021
Property Address	410 SPRING ST, LORETTO, TN 38469-2173
Document Number	64596
Book / Page	645 / 96
Instrument Date	Aug 10, 2021
Instrument	21005526
Transaction Type	Transfer
Record Updated	Aug 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.61
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 SPRING ST, LORETTO, TN 38469-2173

Mortgage

Document Number	21005527
Date	Aug 16, 2021
Instrument	21005527

Lender

Name	FIRST FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Municipality	Loretto City
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,325 (-) Land $4,050 Building $21,275
2024	$711.00 (+19.9%)
2023	$593.00	$25,325 (-) Land $4,050 Building $21,275
2022	$593.00	$25,325 Land $4,050 Building $21,275	$101,300 Land $16,200 Building $85,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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