Wayne County property record for 322 Smith Chapel Rd, Mount Olive, NC 28365
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,682 sqft · built 1960 |
| Lot Size | 0.582 acres (25,350 sqft) |
| Owner | Individual Name on File |
| Last Sale | $154,000 (Mar 2018) |
| Tax Bill | $3,449 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02H14025A08008 |
| Primary APN | 02H14025A08008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,682 sqft Heated Area |
| Gross Area | 3,082 sqft |
| 1st Floor Area | 2,050 sqft |
| Basement Area | 632 sqft |
| Finished Basement | 632 sqft |
| Unfinished Basement | 632 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | A-Frame |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 25,350 sqft (0.582 acres) |
| Lot Dimensions | 195 ft deep x 130 ft wide |
| Garage Type | Mixed |
| Garage Area | 960 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 16 sqft |
| Deck Area | 384 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 760129 |
|---|---|
| Street Address | 322 SMITH CHAPEL RD |
| City | MOUNT OLIVE |
| State | NC |
| Zip | 28365-1902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 1 & PT 2 T O KING |
| Legal Subdivision | T O KING |
| Legal Lot Number | 1 |
| Jurisdiction | WAYNE NC |
| Township / Civil Division | BROGDEN |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 800 |
322 Smith Chapel Rd is owned and occupied by an individual who acquired it in February 2022.
Source: Wayne County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 322 SMITH CHAPEL RD, MOUNT OLIVE, NC 28365-1902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Mar 26, 2018 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2018 · Amount on File |
| Deed Sale | Mar 26, 2018 · Amount on File |
| Prior Sale | Feb 1, 1999 · Amount on File |
| Deed Book / Page | 3360 / 888 |
| Last Transfer Date | Feb 11, 2022 |
| Transfer Doc | 003710/192 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WAYNE NC |
| Recording Date | Feb 16, 2022 |
| Property Address | 322 SMITH CHAPEL RD, MOUNT OLIVE, NC 28365-1902 |
| Document Number | 003710/192 |
| Book / Page | 3710 / 192 |
| Map Reference | MB 5 PG 166 |
| Instrument Date | Feb 11, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 322 SMITH CHAPEL RD, MOUNT OLIVE, NC 28365-1902 |
| Document Number | 0003710194 |
|---|---|
| Date | Feb 16, 2022 |
| Instrument | 3710/194 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE NC |
| Recording Date | Mar 26, 2018 |
| Property Address | 322 SMITH CHAPEL RD, MOUNT OLIVE, NC 28365-1902 |
| Document Number | 003360/888 |
| Book / Page | 3360 / 888 |
| Instrument Date | Mar 21, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $308.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4372 US HIGHWAY 13 N, 4372, GOLDSBORO, NC 27534-7224 |
| Name | Verified Name |
|---|---|
| Address | 322 SMITH CHAPEL RD, MOUNT OLIVE, NC 28365-1902 |
| Document Number | 0003361001 |
|---|---|
| Date | Mar 26, 2018 |
| Instrument | 3361/001 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 322 Smith Chapel Rd was $3,449.
Source: Wayne County assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wayne County |
| Municipality | Mount Olive Town |
| Unified School District | Wayne County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $250,740 (-) Land $25,680 Building $225,060 | $250,740 (-) Land $25,680 Building $225,060 | |
| 2025 | $3,449.00 | $250,740 (+65.91%) Land $25,680 Building $225,060 | $250,740 (+65.91%) Land $25,680 Building $225,060 |
| 2024 | $151,130 (-) Land $16,050 Building $135,080 | $151,130 (-) Land $16,050 Building $135,080 | |
| 2023 | $2,134.00 | $151,130 Land $16,050 Building $135,080 | $151,130 Land $16,050 Building $135,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 322 Smith Chapel Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 8, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 11 (1979–2018) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 322 Smith Chapel Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MOUNT OLIVE serves 4,261 people · EPA ID NC0496015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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