323 Smith Chapel Rd, Mount Olive, NC 28365 Property Records

Wayne County property record for 323 Smith Chapel Rd, Mount Olive, NC 28365

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,170 sqft · built 1955
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$168,000 (Jul 2023)
Tax Bill	$2,109 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02H14028001021`

Property Details

APN / Parcel Number

Primary APN	`02H14028001021`
Alternative APNs	`2572479429` `558010` `764701`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,170 sqft Heated Area
Gross Area	1,450 sqft
1st Floor Area	1,170 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2010
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	200 ft deep x 75 ft wide

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	764701
Street Address	323 SMITH CHAPEL RD
City	MOUNT OLIVE
State	NC
Zip	28365-1901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1-3 MCPHAIL LOTS
Legal Subdivision	MCPHAIL LOTS
Legal Lot Number	1-3
Jurisdiction	WAYNE NC
Township / Civil Division	BROGDEN
Census Block Group	1
Census Block	1019
Census Tract	800

Owner

323 Smith Chapel Rd is owned and occupied by an individual who bought it in July 2023.

Source: Wayne County records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	323 SMITH CHAPEL RD, MOUNT OLIVE, NC 28365-1901
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2023 · Amount on File
Deed Sale	Jul 5, 2023 · Amount on File
Prior Sale	Dec 1, 2004 · Amount on File
Deed Book / Page	3831 / 630
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE NC
Recording Date	Jul 5, 2023
Property Address	323 SMITH CHAPEL RD, MOUNT OLIVE, NC 28365-1901
Document Number	003831/630
Book / Page	3831 / 630
Map Reference	MB 3 PG 103
Instrument Date	Jul 3, 2023
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$336.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1301 NOR AM RD, PIKEVILLE, NC 27863-8546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 SMITH CHAPEL RD, MOUNT OLIVE, NC 28365-1901

Mortgage

Document Number	0003831632
Date	Jul 5, 2023
Instrument	3831/632

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 323 Smith Chapel Rd was $2,109.

Source: Wayne County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Wayne County
Municipality	Mount Olive Town
Unified School District	Wayne County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,350 (-) Land $16,800 Building $136,550	$153,350 (-) Land $16,800 Building $136,550
2025	$2,109.00	$153,350 (+125.25%) Land $16,800 Building $136,550	$153,350 (+125.25%) Land $16,800 Building $136,550
2024		$68,080 (-) Land $10,500 Building $57,580	$68,080 (-) Land $10,500 Building $57,580
2023	$961.00	$68,080 Land $10,500 Building $57,580	$68,080 Land $10,500 Building $57,580
2022	$961.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 323 Smith Chapel Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 8, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	9 (1996–2018)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 323 Smith Chapel Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MOUNT OLIVE serves 4,261 people · EPA ID NC0496015
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20