Wayne County property record for 314 Smith Chapel Rd, Mount Olive, NC 28365
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,661 sqft · built 1952 |
| Lot Size | 0.537 acres (23,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $263,000 (Nov 2025) |
| Tax Bill | $2,981 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02H14025A08005 |
| Primary APN | 02H14025A08005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,661 sqft Heated Area |
| Gross Area | 2,653 sqft |
| 1st Floor Area | 1,661 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 23,400 sqft (0.537 acres) |
| Lot Dimensions | 195 ft deep x 120 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 16 sqft |
| Deck Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 771871 |
|---|---|
| Street Address | 314 SMITH CHAPEL RD |
| City | MOUNT OLIVE |
| State | NC |
| Zip | 28365-1902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | SMITH CHAPEL RD |
| Legal Subdivision | T O KING SUBDIVISION |
| Jurisdiction | WAYNE NC |
| Township / Civil Division | BROGDEN |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 800 |
Source: Wayne County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 314 SMITH CHAPEL RD, MOUNT OLIVE, NC 28365-1902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 26, 2025 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Aug 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 2025 · Amount on Record |
| Deed Sale | Nov 26, 2025 · Amount on Record |
| Prior Sale | Aug 13, 2021 · Amount on Record |
| Deed Book / Page | 4040 / 511 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE NC |
| Recording Date | Nov 26, 2025 |
| Property Address | 314 SMITH CHAPEL RD, MOUNT OLIVE, NC 28365-1902 |
| Document Number | 004040/511 |
| Book / Page | 4040 / 511 |
| Map Reference | MB 5 PG 166 |
| Instrument Date | Nov 26, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $526.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 510 W JAMES ST, MOUNT OLIVE, NC 28365-1507 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 314 SMITH CHAPEL RD, MOUNT OLIVE, NC 28365-1902 |
| Document Number | 0004040514 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 4040/514 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE NC |
| Recording Date | Aug 13, 2021 |
| Property Address | 314 SMITH CHAPEL RD, MOUNT OLIVE, NC 28365-1902 |
| Document Number | 003652/773 |
| Book / Page | 3652 / 773 |
| Map Reference | MB 5 PG 166 |
| Instrument Date | Aug 12, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 294, MOUNT OLIVE, NC 28365-0294 |
| Name | Verified Name |
|---|---|
| Address | 314 SMITH CHAPEL RD, MOUNT OLIVE, NC 28365-1902 |
| Document Number | 0003652776 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 3652/776 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Type Change Date | Sep 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.15% |
| Index | 5-Year CMT |
| Max Rate | 9.15% |
Source: Wayne County assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wayne County |
| Municipality | Mount Olive Town |
| Unified School District | Wayne County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $244,270 (+12.71%) Land $25,680 Building $218,590 | $244,270 (+12.71%) Land $25,680 Building $218,590 | |
| 2025 | $2,981.00 (+81.77%) | $216,720 (+86.57%) Land $25,680 Building $191,040 | $216,720 (+86.57%) Land $25,680 Building $191,040 |
| 2024 | $116,160 (-) Land $16,050 Building $100,110 | $116,160 (-) Land $16,050 Building $100,110 | |
| 2023 | $1,640.00 | $116,160 Land $16,050 Building $100,110 | $116,160 Land $16,050 Building $100,110 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 11 (1979–2018) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MOUNT OLIVE serves 4,261 people · EPA ID NC0496015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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