322 Silver St, Brodhead, KY 40409 Property Records

Rockcastle County property record for 322 Silver St, Brodhead, KY 40409 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$99,000 (Aug 2024)
Tax Bill	$805 (2025)
Deeds & Mortgages	Jun 2007 Mortgage Mar 2008 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`013E-15-007`

Property Details

APN / Parcel Number

Primary APN	`013E-15-007`
Alternative APNs	`1155701` `1378701` `378601`

Location & Zoning

Account Number	1378701
Street Address	322 SILVER ST
City	BRODHEAD
State	KY
Zip	40409-9135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT
Jurisdiction	ROCKCASTLE KY
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2021
Census Tract	950201

Owner

Source: Rockcastle County records · APN 013E-15-007

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	744 JONES RD, BEREA, KY 40403-8814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 05, 2007	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK
Mar 24, 2008	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK
Aug 02, 2024	Deed, Transfer · Commercial Mortgage WHITAKER BANK INC
Dec 20, 2013	Correction Deed · Conventional Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 02, 2024 · Amount on Record
Deed Sale	Aug 02, 2024 · Amount on Record
Deed Document Number	400385
Deed Book / Page	293 / 181
Record Updated	Jun 08, 2026

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	322 SILVER ST, BRODHEAD, KY 40409-9135
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	MTG199/440
Date	Jun 05, 2007
Book Page	MTG 199/440
Instrument	102977

Lender

Name	CITIZENS BANK
Type	Bank
Address	BRODHEAD, KY 40409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 05, 2017

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	322 SILVER ST, BRODHEAD, KY 40409-9135
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	MTG199/440
Date	Mar 24, 2008
Book Page	MTG 199/440
Instrument	102977

Lender

Name	CITIZENS BANK
Type	Bank
Address	BRODHEAD, KY 40409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	111 Months
Due	Jun 05, 2017

August 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKCASTLE KY
Recording Date	Aug 02, 2024
Property Address	322 SILVER ST, BRODHEAD, KY 40409-9135
Document Number	000293/181
Book / Page	293 / 181
Instrument Date	Jul 30, 2024
Instrument	400385
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$99.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	322 SILVER MIST COR, MOUNT VERNON, KY 40456-6677

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	744 JONES RD, BEREA, KY 40403-8814

Mortgage

Document Number	0000400390
Date	Aug 02, 2024
Instrument	400390

Lender

Name	WHITAKER BANK INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jul 30, 2034

December 2013: Correction Deed

Document Type	Correction Deed
Jurisdiction	ROCKCASTLE KY
Recording Date	Dec 20, 2013
Property Address	322 SILVER ST, BRODHEAD, KY 40409-9135
Document Number	DEED246/295
Book / Page	DEED 246 / 295
Instrument Date	Dec 18, 2013
Instrument	133006
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	139 HILL N DALE DR, LANCASTER, KY 40444-1036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 SILVER ST, BRODHEAD, KY 40409-9135
Investor	Possibly a Property Investor

Mortgage

Document Number	MTG253/020
Date	Dec 27, 2013
Book Page	MTG 253/020
Instrument	133029

Lender

Name	CITIZENS BANK
Type	Bank
Address	MOUNT VERNON, KY 40456

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 18, 2028

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Rockcastle County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Brodhead City
County	Rockcastle County
Unified School District	Rockcastle County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$805.00 (+172.88%) Homeowner's exemption	$99,000 (+20.73%)	$99,000 (+20.73%)
2023	$295.00	$82,000	$82,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockcastle County (21203C), updated August 3, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 132 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Uniti Group	DSL	200 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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