198 Silver St, Brodhead, KY 40409 Property Records

Rockcastle County property record for 198 Silver St, Brodhead, KY 40409

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,360 sqft · built 1946
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Tax Bill	$262 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Feb 2008 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`013E-03-010`

Property Details

APN / Parcel Number

Primary APN	`013E-03-010`
Alternative APNs	`1705401` `174801`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,360 sqft Living Area

Exterior

Year Built	Built 1946
Exterior Material	Other
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Space Heater

Location & Zoning

Account Number	174801
Street Address	198 SILVER ST
City	BRODHEAD
State	KY
Zip	40409-9125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT (0.25 AC)
Jurisdiction	ROCKCASTLE KY
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2010
Census Tract	950201

Owner

Source: Rockcastle County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	198 SILVER ST, BRODHEAD, KY 40409-9125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2017	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK
Feb 26, 2008	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK
Apr 15, 2015	Deed of Trust, Mortgage CITIZENS BANK
May 3, 2005	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Deed Document Number	0000252571
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	198 SILVER ST, BRODHEAD, KY 40409-9125
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG281/308
Date	Oct 30, 2017
Book Page	MTG 281/308
Instrument	146614

Lender

Name	CITIZENS BANK
Type	Bank
Address	BRODHEAD, KY 40409

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 27, 2027

February 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	198 SILVER ST, BRODHEAD, KY 40409-9125
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG207/384
Date	Feb 26, 2008
Book Page	MTG 207/384
Instrument	102228

Lender

Name	CITIZENS BANK
Type	Bank
Address	BRODHEAD, KY 40409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 15, 2018

April 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	198 SILVER ST, BRODHEAD, KY 40409-9125
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG261/411
Date	Apr 15, 2015
Book Page	MTG 261/411
Instrument	136713

Lender

Name	CITIZENS BANK
Type	Bank
Address	MOUNT VERNON, KY 40456

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Apr 9, 2020

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	198 SILVER ST, BRODHEAD, KY 40409-9125
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG000/654
Date	May 3, 2005
Book Page	MTG 000/654
Instrument	217474

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Apr 15, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Rockcastle County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Brodhead City
County	Rockcastle County
Unified School District	Rockcastle County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$262.00 (+6.07%) Homeowner's exemption	$81,300 (+6.69%)	$81,300 (+6.69%)
2023	$247.00	$76,200	$76,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRODHEAD WATER WORKS serves 1,613 people · EPA ID KY1020889
Water Source	Purchased surface water from MT VERNON WATER WORKS
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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