Rockcastle County property record for 304 Silver St, Brodhead, KY 40409
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on File |
| Tax Bill | $161 (2025) |
| Deeds & Mortgages | Jun 2005 Mortgage Jan 2011 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013E-15-008 |
| Primary APN | 013E-15-008 |
|---|---|
| Alternative APNs |
|
| Account Number | 1109701 |
|---|---|
| Street Address | 304 SILVER ST |
| City | BRODHEAD |
| State | KY |
| Zip | 40409-9135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT |
| Jurisdiction | ROCKCASTLE KY |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 950201 |
304 Silver St is owned and occupied by two individuals.
Source: Rockcastle County records, as of January 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 530, BRODHEAD, KY 40409-0530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2005 | Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE HOME LOANS INC |
| Jan 12, 2011 | Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC |
| Oct 12, 2007 | Deed of Trust, Mortgage · Line of Credit COUNTRYWIDE BANK FSB |
| Jan 6, 2011 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000131686 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKCASTLE KY |
| Property Address | 304 SILVER ST, BRODHEAD, KY 40409-9135 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Title Company | OS NATIONAL TITLE, OLD NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | MTG000/586 |
|---|---|
| Date | Jun 1, 2005 |
| Book Page | MTG 000/586 |
| Instrument | 217401 |
| Name | COUNTRYWIDE HOME LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | CALABASAS, CA 91302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKCASTLE KY |
| Property Address | 304 SILVER ST, BRODHEAD, KY 40409-9135 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | MTG229/680 |
|---|---|
| Date | Jan 12, 2011 |
| Book Page | MTG 229/680 |
| Instrument | 123407 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | MOUNT VERNON, KY 40456 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Dec 21, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKCASTLE KY |
| Property Address | 304 SILVER ST, BRODHEAD, KY 40409-9135 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | MTG204/076 |
|---|---|
| Date | Oct 12, 2007 |
| Book Page | MTG 204/076 |
| Instrument | 100518 |
| Name | COUNTRYWIDE BANK FSB |
|---|---|
| Type | Bank |
| Address | BRODHEAD, KY 40409 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKCASTLE KY |
| Property Address | 304 SILVER ST, BRODHEAD, KY 40409-9135 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | MTG229/607 |
|---|---|
| Date | Jan 6, 2011 |
| Book Page | MTG 229/607 |
| Instrument | 123314 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2040 |
The 2025 property tax bill for 304 Silver St was $161 with a homeowner's exemption.
Source: Rockcastle County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Brodhead City |
| County | Rockcastle County |
| Unified School District | Rockcastle County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $161.00 Homeowner's exemption | $69,000 | $69,000 |
| 2023 | $103.00 | $58,900 | $58,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 Silver St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 3, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 304 Silver St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRODHEAD WATER WORKS serves 1,613 people · EPA ID KY1020889 |
|---|---|
| Water Source | Purchased surface water from MT VERNON WATER WORKS |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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