322 Shorecrest Dr, Seneca, SC 29672 Property Records

Oconee County property record for 322 Shorecrest Dr, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,920 sqft · built 1999
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$352,500 (Mar 2019)
Tax Bill	$6,132 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`520-05-01-001`

Property Details

APN / Parcel Number

Primary APN	`520-05-01-001`
Alternative APN	`55194`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,920 sqft Living Area
1st Floor Area	1,920 sqft
Basement Area	1,440 sqft
Unfinished Basement	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	19.2 ft deep x 9.7 ft wide
Garage Type	Attached
Garage Area	484 sqft
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	55194
Street Address	322 SHORECREST DR
City	SENECA
State	SC
Zip	29672-2139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 LAKEWOOD EST .40AC BP#03-00782/04TY
Legal Subdivision	LAKEWOOD EST
Legal Block	1
Legal Lot Number	1
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	1
Census Block	1052
Census Tract	30601

Owner

322 Shorecrest Dr is owned by two individuals who bought it in March 2019.

Source: Oconee County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	222 SINGING HALL RD, PIEDMONT, SC 29673-9729
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage · Line of Credit SOUTH ST BK
Apr 16, 2020	Deed of Trust, Mortgage · Line of Credit SOUTHERN FIRST BK NA
Mar 22, 2019	Grant Deed, Transfer · Conventional with PMI ON Q FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2019 · Amount on File
Deed Sale	Mar 22, 2019 · Amount on File
Deed Document Number	201911351
Deed Book / Page	2450 / 208
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	322 SHORECREST DR, SENECA, SC 29672-2139
Document Number	0040690136
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Jan 27, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 BURBERRY DR WILLIAMSTON SC 296978515, WILLIAMSTON, SC 29697-8515

Mortgage

Document Number	0040690136
Date	Dec 17, 2020
Book Page	004069/000136

Lender

Name	SOUTH ST BK
Type	Bank
Address	CHARLESTON, SC 29423-9910

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 16, 2030

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	322 SHORECREST DR, SENECA, SC 29672-2139
Document Number	0039510268
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 SHORECREST DR SENECA SC 296722139, SENECA, SC 29672-2139

Mortgage

Document Number	0039510268
Date	Apr 20, 2020
Book Page	003951/000268

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	CAYCE, SC 29033

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2050

Interest

Rate Type	Adjustable Rate

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Mar 22, 2019
Property Address	322 SHORECREST DR, SENECA, SC 29672-2139
Document Number	0024500208
Book / Page	002450 / 000208
Instrument Date	Mar 19, 2019
Transaction Type	Transfer
Record Updated	Apr 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,304.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 BURBERRY DR WILLIAMSTON SC 296978515, WILLIAMSTON, SC 29697-8515

Mortgage

Document Number	38130001
Date	Mar 22, 2019
Book Page	003813/000001

Lender

Name	ON Q FIN'L
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 322 Shorecrest Dr was $6,132.

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Seneca City
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,132.00	$14,513 Land $5,096 Building $9,417	$362,823 Land $127,400 Building $235,423
2023		$14,513 Land $5,096 Building $9,417	$362,823 Land $127,400 Building $235,423

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 322 Shorecrest Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 Shorecrest Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shorecrest Dr

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